Letter of claim from BW Legal

yorkshell_2

I have received a Letter of Claim from BW Legal, saying they have been instructed to commence legal action in the form of issuing a claim against me in the County Court. I have received previous correspondence from DWP and ignored them. I have ready all the newbie threads and lots of other posts. The letter from them appears to have all the information on. I am wanting to send a response in my defence but wanted someone to look at the letter I have received from them to see if there is anything missing. Would anyone be able to do that? I am that scared about what to do, I feel the only option is to pay offered to pay a certain amount, but I can't really afford it. Help

The_Deep

Watch this

http://parliamentlive.tv/event/index/2f0384f2-eba5-4fff-ab07-cf24b6a22918?in=12:49:41

BWL are in a spot of bother. Makes matters worse for them by complaining robustly to your MP

Does the LBC comply with the new rules?

https://www.justice.gov.uk/courts/procedure-rules/civil

If not read post 10

https://forums.moneysavingexpert.com/discussion/comment/73456212#Comment_73456212

yorkshell_2

This is what I am not sure about. The Letter of Claim gives the following information:-
The client name
The vehicle reg
Contravention description & location
PCN - Camera
Date of contravention
Balance due

Estimated costs of it going to court
What I need to do and by when
How to get in touch
A statement of account
Warning of court proceedings if I don't reply or pay

It doesn't give the following information:
Length of time over maximum stay
photos of vehicle
details of signage and locations of these signs
It doesn't mention anywhere about my rights.

That's why I wanted someone to look at the letter of claim to see it complies. I don't know what to put in my letter to them as this is totally alien to me. Upon receiving the PCN through the post, I did go to the car park to check for signage. They are there but haven't been seen on previous visits to that car park. I still need help please

pappa_golf

BW are on a roll , sending out over 2000 claims per month , hoping many people will have moved and issuing default CCJs

there days are numbered , see The deeps post


many cases are dropped or they fail to pay fee/not turn up

fight hard , dont let them win

System

BW are on a roll , sending out over 2000 claims per month

You may be underestimating this as BW claim to have 1mn claims under way - mainly Lowell Portfolio and other [real] debt buyers

yorkshell_2

Would anyone be able to help me? I really don't know what to include in my letter, if I have a defence at all. I really need help please

KeithP

Until we know whether you have received a Letter of Claim or not it is difficult to know how you should respond.

Have you read post #2 of the NEWBIES FAQ sticky/pinned thread yet?

There are robust response templates in there, if indeed you have received a letter of claim.

yorkshell_2

I have received a Letter of Claim as stated in my first post. I would appreciate any help

KeithP

OK, then re-read post #2 of the NEWBIES FAQ sticky/pinned thread.

There are robust response templates in there.

There is also a link to the new debt protocol which lists all that they should've sent you. Compare that with what you have received.

yorkshell_2

I've read that, many times, but I'm ensure whether the Letter of Claim I have received complies. I am unable to link the scanned document as I am new member. I just thinking it would be better to pay the fine as I haven't a clue what I'm doing

Coupon-mad

No it's not better to pay a non-fine!

This is easy. Search the forum for:

BW Legal solicitors immune

Copy & adapt the letter everyone else has adapted. Easy peasy at this simple stage of a standard letter.

NO-ONE HERE PAYS.

YOU DO REALISE YOU WILL BE DEFENDING A COURT CLAIM IN THE COMING MONTHS (WHICH PEOPLE HERE ALMOST INVARIABLY WIN)?