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Prosperous soul in the making

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  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    That's a fantastic weight loss, I'm sure you will reach your next goal. It could be the weight loss or a combination of things which are helping with your leg, but whatever it is, it can only be a good thing!

    How's everything going in the garden? Many things growing / spouting as expected? I can't wait til you start eating home grown and find out which worked, which were good etc.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • scottishlass
    scottishlass Posts: 1,971 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Lurker here but just wondered if you'd consider Starling Bank for a separate account. They have business ones which are free and all done through an app.
    Good luck with the Book marketing 
    2020 Mortgage-Free Wannabes #20 £1495.03/£2760 OP
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks MF - the seedlings are doing well  - I still need to find a way to weigh down the insect mesh.
    Hello and welcome Scottishlass - thanks for posting. Yes I will consider them too. Not done anything with that yet. The earliest I would get income from my book would be 3 months after posting. 
    Well my DD dyed my hair yesterday and did a stunning job. I'm so chuffed. I hadn't realised how much it had been getting me down until she did it. I stayed up to stupid o'clock last night wrapping presents for DD's birthday which is tomorrow. I now need to make myself do work - I wasn't very productive yesterday at all.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Wow - SavingH. That is some weight loss. Are you feeling the benefit of it?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Fab news on the weight loss, book progression, gardening and fresh hair 'do!
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    That is a huge decision regarding the lawn, I guess you need to weigh up the pros and cons. Do you use the lawn or do you have a patio / decked area where you can look out over your garden? Or is it only the lawn area that does? Between all of you, could you maintain the growing / tending when things are the new normal if you converted it?

    I'm pleased to hear you've had your hair coloured, small injection of pampering was overdue.

    Hope DD has a lovely day today and there's plenty of laughter and smiles. 
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 May 2020 at 6:28PM
    Thanks Ohsh.... and MF. About to have a lovely roast dinner, followed by choc fudge cake and ice cream and then a fire pit in the garden with toasted marshmallows. DH is stringing up some new lights to make it extra special  for DD and my upcoming birthday
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • I can’t remember when I last had a roast dinner. DH isn’t a fan so it’s too much faff for one.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
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