We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Prosperous soul in the making

1125126128130131396

Comments

  • doingitanyway
    doingitanyway Posts: 10,344 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    You sound very positive and glad to read your leg is making such good progress.
    Enjoy the weekend :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • MovingForwards
    MovingForwards Posts: 17,164 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    That is very positive SH!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    its always better at weekends although becoming harder to tell the difference
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • jwil
    jwil Posts: 22,436 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad your leg is improving.

    You've inspired me to make an overpayment towards my mortgage, thank you!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • hugglemonster
    hugglemonster Posts: 1,245 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Sounds like you had a lovely walk yesterday, glad the leg is feeling a bit better. How did the hair dye go? 
    Great news on the mortgage overpayment.

    H x
  • Hello, have just finished the read through of your diary.  You have been on such a rollercoaster but your focus is amazing (except on getting the books published).  I really don’t know how you juggle it all especially dealing with a dodgey leg.  Hope you don’t mind me inviting myself along for the ride.
    i see your husband is doing the 800 calorie a day plan. I did it for 8 weeks last year to help with my own type 2.  While my bs is back up, it’s back up to where it was when I was taking 3 additional tablets a day.  I lost 21 lbs doing it and 14 of those have never reappeared.  If he can stick with it, the benefits are amazing.  Just make sure you know a good clothing alteration place.  This is marketed as dr Michael moseley’s blood sugar diet and gets really good feedback.  That said, I celebrated the end of the 8 weeks with a galaxy ripple.  

    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lovely to come back to 6 posts! Hello DIA, MF, INOD, Mark, HM and Jwil
    Well I spent yesterday and into today adding about 1000 words to my book and doing a final proofread. I have designed a cover I like - but am checking whether I definitely have the right to use the image I've selected before uploading / printing it anywhere. If I do - I will probably pay someone a little to help with formatting but then should be about ready to go. If I don't I will ask someone to mock me up something similar. So yes INOD this book has been a lot of years coming but hopefully is about to go. I feel I will have squandered lockdown if I don't get it out now while there is more of a 'captive' audience. I can then carry on with Book 2 with the first book fresher in my mind.

    My marigold seedlings have sprouted. Ideally I will get out in the garden for a bit - but don't want to disrupt the flow while it lasts. It would also require me to get out of PJs LOL. I still need to do the pension stuff and sort out pet insurance. DS is still to clean the house but he did sort the kitchen for me so we just ate a very tasty roast chicken dinner. DD hasn't dyed my hair yet - I'll let you know when she has!! DH is a bit down today don't know why. He thinks lockdown is getting to him a bit.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Well done on your massive gardening efforts and the CC payment holmes :) x
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.