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Landlord wants to take my name off the council tax
Comments
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theartfullodger wrote: »Spend £3 with land registry & get name, address of owner (hope it's who you expect) and name of lender.
https://www.gov.uk/search-property-information-land-registry
I'm willing to bet that this will come back and the LL's address will be the address of property in question! Just a hunch!0 -
It's great being a landord on this forum. Such warmth, understanding.... and cake.
As with all people who view this post in the future, committing mortgage fraud will eventually catch up to you.
Getting Residential mortgages with a view to renting it out fully they will know and you risk getting a HMRC investigation and bankruptcy and more
http://www.nhunter.co.uk/
If you can't afford or be bothered to get things done the right way, don't be a Land lord at all."It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
Hello everyone,
My landlord is being investigated by a detective on behalf of the bank, my flatmate and I became aware of this as the detective got in touch with us to find out who owns the flat ( we did not disclose any information) We believe this has to do with the type of mortgage he has which may not allow him to rent out the property ( these are just assumptions though)
Our landlord has now decided that he wants the rent to be paid into a different bank account and my name ( I share the flat with a friend but only my name is in the council tax bill) to be taken off the CT bill as he wants the bill to be in his sister's name.
How can this affect me? I do not want to lie to the council but he is determined to do this.
Thank you so much for your help!
It is up to the Council whose name the CT is in,he can't just change it. It has to be the occupier, or in the case of an HMO, the landlord. It can't be his sister unless she lives there.
So all you need to is tell the Council that you and your friend are the occupiers.(AKA HRH_MUngo)
Member #10 of £2 savers club
Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton0 -
I'm willing to bet that this will come back and the LL's address will be the address of property in question! Just a hunch!
The land registry won’t show anything but the name of the owner of the property at that address, any charges on the property and possibly covenants.
It won’t show an alternative address for the owner but will confirm their name and any lender.Signature on holiday for two weeks0 -
Mutton_Geoff wrote: »The land registry won’t show anything but the name of the owner of the property at that address, any charges on the property and possibly covenants.
It won’t show an alternative address for the owner but will confirm their name and any lender.
Mine does! I own a rental property and the titles show my name, my correspondence address (I.e. the house I live in) and the lender.0 -
I don't commit mortgage fraud.As with all people who view this post in the future, committing mortgage fraud will eventually catch up to you.
Getting Residential mortgages with a view to renting it out fully they will know and you risk getting a HMRC investigation and bankruptcy and more
OK - devil's advocate as the conclusion everyone has jumped to is that the LL has a residential mortgage and no CTL.
The information is 3rd hand - OP never met the 'detective', just heard about itfrom flatmate. Never wise to rely 100% on 3rd hand stories:
* flatmate was pulling his leg
* detective was asking about next door - flatmate and/or OP misundersttood
* detective was actually working on behalf of LL's estranged spouse, trying to establish LL's income
* LL has got a BTL mortgage, but is in arrears. Detective trying to confirm if rental income is being paid
* Bank erroneously suspects the property may be an HMO. Or let on a commercial (or other non AST) tenancy. LL's BTL mortgage my prohibit HMOs
* detective may be working for a creditor, not the mortgage lender, trying to find the LL
In none of the above scenarios is the LL commiting fraud, or a 'rogue LL'.
I agree the request to alter the CT arrangement is suspicious, but nonetheless we don't know the full facts. The rush to condemn reminds me of the pediatrician who was beaten up during the child abuse scandels - hence my comment.0 -
Pack, move out, let him get on with it.0
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