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Didn't swap details when rear ended

24

Comments

  • debtdebt
    debtdebt Posts: 949 Forumite
    askmid will tell you if they are insured, not who with or any other details.

    Wrong. If you use the roadside check option, AskMid will tell you the third party insurer and their third party claims contact number.
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 31 January 2018 at 11:23AM
    debtdebt wrote: »
    Wrong. If you use the roadside check option, AskMid will tell you the third party insurer and their third party claims contact number.
    Even if you don't use the roadside check option you can pay the £4 and get the details you're after.
  • irc
    irc Posts: 23 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Technically you do need to report the accident to the police. For a non injury accident the requirement is to stop and exchange vehicle reg numbers and names and addresses. If you don't do this then the accident needs to be reported.

    "If you don't exchange details at the scene, you must report the accident at a police station or to a police constable as soon as you can, and in any case within 24 hours"

    Quote from the AA what to do after an accident page. I can't post the link as I'm a newish user.

    That said for a minor damage where both drivers stopped and spoke to each other it's unlikely the police would want to get involved (even in the unlikely event of the other driver reporting it.)if the
  • Car_54
    Car_54 Posts: 8,746 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    irc wrote: »
    Technically you do need to report the accident to the police. For a non injury accident the requirement is to stop and exchange vehicle reg numbers and names and addresses. If you don't do this then the accident needs to be reported.

    "If you don't exchange details at the scene, you must report the accident at a police station or to a police constable as soon as you can, and in any case within 24 hours"

    Quote from the AA what to do after an accident page. I can't post the link as I'm a newish user.

    The AA is wrong. The legal requirement is to give details "if required to do so by any person with reasonable grounds ..."

    You don't need to give details if no-one asks.
  • wgl2014
    wgl2014 Posts: 1,144 Forumite
    But if details weren't exchanged for whatever reason doesn't the legislation state you now report the collision?

    https://www.legislation.gov.uk/ukpga/1988/52/section/170
  • Car_54
    Car_54 Posts: 8,746 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    wgl2014 wrote: »
    But if details weren't exchanged for whatever reason doesn't the legislation state you now report the collision?

    https://www.legislation.gov.uk/ukpga/1988/52/section/170

    Seems ambiguous. Probably better to report.
  • Warwick_Hunt
    Warwick_Hunt Posts: 1,179 Forumite
    Car_54 wrote: »
    Seems ambiguous. Probably better to report.

    So are the AA right or wrong?
  • wgl2014
    wgl2014 Posts: 1,144 Forumite
    I think the AA simplified version is slightly ambiguous rather than the legislation.

    If no one is present or interested then you cannot be expected to exchange details.
  • wgl2014 wrote: »
    I think the AA simplified version is slightly ambiguous rather than the legislation.

    If no one is present or interested then you cannot be expected to exchange details.

    So you need to to what?
  • wgl2014
    wgl2014 Posts: 1,144 Forumite
    ...report to Police.
This discussion has been closed.
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