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Mummytogirls - taking the scenic route
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NSDs are really hard to achieve, there's always something that throws a spanner in the works! I hope you're having a good weekend
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS2 -
Good Evening Diary,Wow what a week its been since I last posted! We had loads of snow the back end of last week and I ended up working from home 2 days. It was DD's birthday Friday and weve had a nice weekend, not doing the usual but nice all the same.Today is NSD8!Tomorrow ive got my shopping being delivered after it was cancelled on Friday due to the weather so will be a spend day.Just a quick one for a Monday! Hope all ok xxMummytogirls x2
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Good Evening Diary,Just a quick visit to keep on track. Nothing too exciting to report.Up to NSD13 as at today so pleased with that! Ive lost 3lbs in January so far and did 2 big walks over the weekend.Don't think ive anything else to report really! Hope all ok xxMummytogirls x3
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I’m also on NSD13, most I’ve ever done I think 😆I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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Evening Diary,Hope all ok, can't believe its February already!I got to 16 NSD in January which I was pleased with. Today was supposed to be a NSD but I ended up buying some hot chocolate from B&M at lunch to save me from eating something id end up regretting!My car was in for the MOT and service last week. Got the bill today.... £400
it cant be helped but I wish it wasnt this much!! I had budgetted £300 so the rest will need to come out of my savings. So sick of spending money now!!
Anyway hopefully thats all the expensive stuff out the way now.xxMummytogirls x3 -
Ouch to the MOT bill. I also did 16 NSDs in January which is a definite record for me.I get knocked down but I get up again (Chumbawamba, Tubthumping)3
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Afternoon Diary,Well done SA, wonder how many we can get in February! Im not doing well 2 days in!!!Woke up to messages from my headteacher before my alarm had gone off this morning telling me that school was closed. The snow fell heavily overnight and is bad again here. Thats been me and the girls working from home and DD2 has got a real chip on her shoulder and is being very annoying! Shes supposed to be listening to her teacher on teams but shes been winding DD1 up. When I told her to stop and get on with her work she very obnoxiously told me to close the door on the way out! Ill be having words with her later!!So I do have a Mr S delivery booked and they have charged me but not sure if they will get here as the road is still covered. I hope they do!!!!Paid my car bill this morning which hurt... a lot!!!!! Anyway its done now, needed doing, I need my car, lets move on ha!I did also ring Sky and remove sky kids which was being charged £5 a month for. Also cancelled Prime which has been useful over Christmas, lockdown and the kids birthdays. Thats a £12.99 a month saving so small steps forward.Happy Tuesday all xxMummytogirls x2
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Well what can I say... Mr S just turned up 2 hours early!!!! Can't complain at that service
xx
Mummytogirls x1 -
Glad the food got through!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
Good news on the shoppingI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2
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