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Mummytogirls - taking the scenic route
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I hope your cold gets better, annoying yo get one but there seems to be a lot of it going around.
Is your sister spending new year's eve with you? I hope you have a good day.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Wishing you a happy & healthy 2019 filled with good fortune
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hope you have a lovely day & Happy new year
All the best for 2019
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hope you have a lovely day & Happy new year0
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Happy New Year. I hope 2019 brings you lots of happiness XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Happy new year MTG.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Happy New Year everyone!!!!! I hope 2019 is a brilliant one for us all, we deserve it
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So NYE my sister came round and stayed the night with us. She left around 11 yesterday morning.
Yesterday I had 8 over for tea. I did roast beef and chicken and everyone helped themselves. It was really nice to see everyone and we had lots leftover for the freezer.
Today I have pottered around so kept busy but at a nice pace. Took all the Christmas decs down and put them all away in the garage. We usually put them in the loft but I can't get up there and want everything accessible easily.
I had a call scheduled with the water company and they have confirmed they can lower my DD slightly as I'm in credit so every little helps.
DD2 and I have been out and about for a walk and took a parcel back to the post office. Also topped up DD1s bus pass as she goes back to school tomorrow.
My goal for January is 10 NSD and I had one yesterday but then DD1 asked for some super noodles today so £1.50 in the coop.
I have also counted up my loose change pot and restarted the 1p a day challenge. £1.53 in there so I'm already 17 days ahead! I hope money doesnt get too tight and I can keep it up.
Ex rung last night and asked if he could pick the girls up for tea tonight so since he didn't have them Monday he owes them it really! He will come straight after work so I have a couple of hours to myself. Planning a nice bath and some of the leftover food sister brought round. Then my friend is going to call in too.
Absolutely full of cold so need to spend the next couple of days before going back to work relaxing if possible.
Right think thats all for now. Hope all ok xxMummytogirls x0 -
Just earned myself 42p on surveys :money: xxMummytogirls x0
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Well MTG aren't you a super woman!!! Seeing your strength in such a horrid situation is so inspiring.
I'm really proud of you.
Take care
SMdebt consolidated 16/8/18 £9,788.01/£12,618.12
(Total debt at LBM 1st Jan '18 c..£19.5k)
EF/FIT savings £97.24 Other Savings £12.17 House Deposit £4,762.64/£20,000 23.8%0 -
Well MTG aren't you a super woman!!! Seeing your strength in such a horrid situation is so inspiring.
I'm really proud of you.
Take care
SM
Echo this
Hope you have a lovely evening and the girls do too
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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