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Mummytogirls - taking the scenic route
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Horrible here too. The wind is whipping the snow around, so it’s not even right for playing out in
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Love that you did a ‘quick poll’ of DD’s friends :rotfl:. We have similar issues with DS1 and it’s amazing how hard done by he believes he is when he does 1% of what some of his peers do XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
We have loads of snow too, I think it's worse than last time, it's deeper. The wind is biting too - booI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Our snow from this morning has mostly melted now thank goodness. I hope yours doesn't last too long. We need a bit of Spring!
DC are very good at making us feel like ogres aren't they? :rotfl:Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Hope the snow has cleared
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I hope you've had a good Monday MTG
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Evening Diary,
I thought id been on yesterday but I mustn't have been!!! Was feeling on top of the world earlier and now I've sat down I feel like I could nod off!! Just laughing at the 100 year old drivers!! I hope I live until a grand old age.
The snow has gone from the roads but theres still big drifts at the side. Its amazing how much snow weve had recently made so much worse by the high winds.
Made my target of 10 NSD yesterday, so chuffed with this :T. Today has been a spend day. £10 in Mr Al's on chicken, milk, biscuits, crisps and cheese. Also £3 in Mr T's on chocolate spread and cookies.
PLMBL, totally amazing how hard done by these kids feel!!!
SA, HHOD and WF, I hope your snow has all gone too now!
Food:
Breakfast - weetabix
Lunch - Leftover quiche, cucumber, apple and yoghurt
Tea - chicken, stuffing, roast potatoes, carrots, parsnips, broccoli and yorkshire puddings
Snacks - biscuit
Positives:
* Made it to my 10 NSD... lets see how many more we can get :money:
* 6 days until payday
* DH will be getting a bonus of around £1000 which will be put into our emergency fund
Think thats about all, hope all ok xxMummytogirls x0 -
Why dont you split the bonus between debt & EF?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Evening Diary,
Happy Wednesday!!! Just sat down after doing the dancing run and sorting out lunch boxes etc. Will need to go back out shortly but enjoying catching up on here whilst half watching the chase!
Today has been a good today with NSD11 of 10 :beer: Nothing much to report really.
Beanie, its just what we have decided to do. Were happy with how the debt is coming down and would like to have some money set to one side which we haven't had for a while. Something will end up going bang no doubt as it always does :rotfl:.
Food:
Breakfast - porridge with nutella and banana
Lunch - nannas magic soup, wholemeal bread, orange and yoghurt
Tea - Cheese and red onion crisp bake, oven chips and peas
Snack - biscuit
Positive:
* Half way through the working week
* feeling organised and healthy
* NSD11 :j
Hope all ok xxMummytogirls x0 -
Whatever is best for you is fabI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sounds like a good day MTGFinally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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