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Back, still in debt, probably depressed (Take 2)

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Comments

  • Jox
    Jox Posts: 1,652 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Have you had an estate agent round to value the house as it is? Might be worth trying to sell it without doing the work?

    Try not to bail hubby out anymore, he needs to learn the hard way!
  • beanielou
    beanielou Posts: 96,594 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Jox wrote: »
    Have you had an estate agent round to value the house as it is? Might be worth trying to sell it without doing the work?

    Try not to bail hubby out anymore, he needs to learn the hard way!

    I also agree with Jo & think you should get an estate agent round & see what they say.
    When the house next door went on the market they advised them what to do before it went on the market.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Mnd
    Mnd Posts: 1,699 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    I tend to agree with this. TBH it don't sound as though it's ever going to get done, so why stress out over it
    No.79 save £12k in 2020. Total end May £11610
    Annual target £24000
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    I agree with this as well. It might be better just to put it on the market as it is. Depending on what needs done a buyer might prefer to do it themselves anyway.
    Have adventures. laugh a lot and always be kind.
  • maddiemay
    maddiemay Posts: 5,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Uni, having spent the last 30 years of my working life involved either in property selling or buying I agree with what the others have said, at least get a couple of valuations as it stands and also if you are able to get the work done, as it really sounds if OH will not get around to it in a decent time scale.

    Get through this medical stuff and then gear yourself up to take his tantrums and stop bailing him out.
    The best thing about the future is that it comes one day at a time. (Abraham Lincoln)
  • Have things been sorted out now at work? I know that things were a bit fraught there a while ago.
    Sealed Pot Challenge no 035.
    Fashion on the Ration - 45/66 ( 5 - shoes, 1.5 - bra, 11.5 - 2 pairs of shoes and another bra, 5- t-shirt, 1.5 yet another bra!, 3 coupons swimming costume 1.5 yet another bra, 10 coupons, 2 jumpers, 6 coupons 6 prs of socks)
  • beanielou
    beanielou Posts: 96,594 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope you got the result that you wanted last night.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Uniscots97
    Uniscots97 Posts: 6,687 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Very quick update as I am at work (tea break):

    House to be sold? Yes I got advice and got told to paint, change a few carpets etc as could make 20K difference as there are new houses at other end of the town so doing mine up would mean someone gets the same spec house with larger mature garden, larger driveway, fences (new ones don't have any) and walk in condition. New ones have no carpets, curtain poles,
    Light fittings etc.

    Work - signed off my review yesterday!!

    Hospital- tomorrow

    LO - costume finished
    CC2 = £8687.86 ([STRIKE]£10000[/STRIKE] )CC1 = £0 ([STRIKE]£9983[/STRIKE] ); Reusing shopping bags savings =£5.80 vs spent £1.05.Wine is like opera. You can enjoy it even if you don't understand it and too much can give you a headache the next day J
  • beanielou
    beanielou Posts: 96,594 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Uniscots97 wrote: »
    Very quick update as I am at work (tea break):

    House to be sold? Yes I got advice and got told to paint, change a few carpets etc as could make 20K difference as there are new houses at other end of the town so doing mine up would mean someone gets the same spec house with larger mature garden, larger driveway, fences (new ones don't have any) and walk in condition. New ones have no carpets, curtain poles,
    Light fittings etc.

    Work - signed off my review yesterday!!

    Hospital- tomorrow

    LO - costume finished

    Great advice then as that is a big price difference there.
    Good news on work review & hope that hospital goes well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Fingers crossed for tomorrow!
    Sealed Pot Challenge no 035.
    Fashion on the Ration - 45/66 ( 5 - shoes, 1.5 - bra, 11.5 - 2 pairs of shoes and another bra, 5- t-shirt, 1.5 yet another bra!, 3 coupons swimming costume 1.5 yet another bra, 10 coupons, 2 jumpers, 6 coupons 6 prs of socks)
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