How many current accounts do you have?

hangonthebox

My main current account is a Nationwide FlexDirect. My weekly salary goes into this account every Friday.
My second account is a Lloyds Cash account (no longer onsale, replaced by the Basic Account) into which goes a weekly transfer to cover all my bills (direct debits are all from this account).
My third account is a Bank of Scotland Basic Account which I use as my Paypal account and the card for all online purchases, funded from my main account.

I also hold two CYBG current accounts, Yorkshire Current Account Direct and B, (both currently unused having recently ditched them in favour of Nationwide), a Natwest Select Current account opened for the switching bonus, a TSB Basic account, a Coventry Money Manager (basically a current account with a cashcard but no debit card) and Monzo & Starling accounts.

Vet

4
1 main, 3 for 5% savers

Westie983

I have lots, I am managing it all using YNAB.

I have set up scheduled payments for each account and I know how much each one needs to cover bills, earn interest, regular saver payments..

Looking at YNAB it shows 50 accounts (mixture of current accounts savings accounts and regular savers)

I will be reducing* the number as they reduce their interest or DD capacity or they come to an end.

*Although I think it will increase if Virgin keep launching RS every few months

Westie983

Frogletina

Westie983 wrote: »

I have lots, I am managing it all using YNAB.

I have set up scheduled payments for each account and I know how much each one needs to cover bills, earn interest, regular saver payments..

Looking at YNAB it shows 50 accounts (mixture of current accounts savings accounts and regular savers)

I will be reducing* the number as they reduce their interest or DD capacity or they come to an end.

*Although I think it will increase if Virgin keep launching RS every few months

Westie983

Hi Westie

I could have written your post, although by opening an account on Friday I now have 51 accounts!

However, one has a nil balance because Virgin appear to have requested a full transfer instead of a partial transfer (ISA) so I have to make a visit to them tomorrow to sort things out.

frogletina