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How many current accounts do you have?
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ijoycaptain
Posts: 6 Forumite
How many current accounts do you have, and why?
I.e. one for wages and spending, and a second for household bills (utility direct debits / rent) etc?
Maybe a third to put money into exclusively for use abroad on holidays?
It would be very interesting to find out peoples methods for managing their finances.
I.e. one for wages and spending, and a second for household bills (utility direct debits / rent) etc?
Maybe a third to put money into exclusively for use abroad on holidays?
It would be very interesting to find out peoples methods for managing their finances.
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Comments
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Loads of previous threads on this. Google is your friend but here are two:
https://forums.moneysavingexpert.com/discussion/5389172
https://forums.moneysavingexpert.com/discussion/52680210 -
Why do you care how other people manage their money? Look after your own finances however suits you best.0
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Three.
One main.
One for spare money/save up for treats.
One for the 3% interest, using it as savings.0 -
Too many to count OP.0
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13
5 for interest.
2 for Rewards
1 for fee free EU transactions.
2 for Regular saver accounts
2 just been switched into for bonuses
1 being switched out of due to one of the above.0 -
1 X Santander 123 Lite (main "hub" account plus cashback on some DDs plus access to Regular Saver at preferential rate; monthly fee of £1, only current account fee paid)
3 X Bank of Scotland Classic Vantage (for interest)
1 X Club Lloyds (for interest and free cinema tickets)
2 X Tesco Bank (for interest)
1 X TSB Classic Plus (for interest plus £10 monthly reward on DDs and debit card payments until June 2018 plus access to Monthly Saver)
1 X Co-operative Bank (for monthly £4 reward)
1 X Halifax Reward (for monthly £3 reward)
1 X First Direct (for access to Regular Saver)
1 X M and S Bank (for access to Regular Saver)
1 X HSBC Advance (for access to Regular Saver at preferential rate)
1 X Nat West Select (recently opened for £125 switching bonus, due April 2018, then retention as sacrificial account)
1 X Nationwide FlexAccount (for access to Flexclusive Regular Saver plus free European travel insurance)
15 in total.0 -
One for using & one in case the other one breaks.Tall, dark & handsome. Well two out of three ain't bad.0
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Between me, my wife and joint. 15 i think
Santander 123 bills
Natwest day to day
Nationwide very short term savings
3 lloyds, 3 tsb 2 tesco 4 halifaxNo.79 save £12k in 2020. Total end May £11610
Annual target £240000 -
A whole clutch- one main account and the rest for :- 2% or 3% interest, access to 5% regular saver, cash reward & even a free Hearst magazine!
Not forgetting a spare for a switching deal.Being polite and pleasant doesn't cost anything!
-Stash bust:in 2022:337
Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82
2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
Knits:6covers,4hats,10mitts,2 bootees.
Crotchet:61angels, 229cards=453 £158.55profit!!!
2025 3dduvets0
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