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Innocent mistake didn't add commuting on insurance and had bump
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http://www.ombudsman-decisions.org.uk/viewPDF.aspx?FileID=157069
Similar case which was upheld in persons favour, plenty went the other way though0 -
i can't upload pics of the letters he underwriters of insurance say cos I was in breach at time of incident they put me on notice that they will not be indemnifying me for any claim that has risen from the incident involving my vehicle on that day they will ask eluding insurance services to pursue me of any payments they are obliged to pay by law in connection with this incident0
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So they aren't saying that they "will not pay" the claimant - they have to if you were liable.
They are saying they will pursue you to reimburse them their outlay over the incident0 -
another reason when asked online to answer questions honestly, as if you want to skimp on costs, this will cost you dearly.
Hope it works out for you op"It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"
G_M/ Bowlhead99 RIP0 -
Are you still driving your car to work? Have you amended your insurance cover if so to include commuting?
If you haven't got the money when the insurance company come after you then you won't be able to pay them - but you could be made to pay in other ways eg through selling your car or an attachment of earnings.0
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