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Innocent mistake didn't add commuting on insurance and had bump
Nb82
Posts: 6 Forumite
Hi I'm 35 and only just past my test in April last year. I got my insurance and not really knowing what I was doing as first time and only have my children no family. I thought social and domestic included work and I had a bump littlerally in a que of traffic from work called insurer as was a brand new jag gave all details and answer to questions as honest as I couldn't now they have wrote saying that not covered cos I was driving from work I'm completely deverstated and don't know what to do for vest either way I don't have thousands of pounds I work hard and just about afford all I need to for myself and the girls please help I need advise
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Comments
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The third party risk will be covered. Your own damage will not.
Insurance company may chase you for whatever they pay out.I am not a cat (But my friend is)0 -
I don't have any damage but because my insurance was for social and commercial they say my insurance is not valid even though I have paid each month x0
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The company cannot avoid a third party claim if they have issued a certificate. They can chase you for the money. Is the other driver claiming from your insurance?I am not a cat (But my friend is)0
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Social and domestic0
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Yes they put a claim in as they wanted to go to jag privately which was over 2k I don't have it I'm a single parent don't get help nor have family so had to go to insurance they asked if I used the car to get to work I said yes as I didn't want to lie nor see the need to as I thought it would be ok now saying they will not pay I'm so worried first time driver about having to pay out what I haven't got possible points I feel insurance invalid and have no one to turn to0
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Is the insurance company really saying they will not pay?I am not a cat (But my friend is)0
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Unfortunately you were uninsured, so your insurer can turn their sights on you to reimburse them0
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Reimburse them?0
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