Test your fraud detection skills

agrinnall

This link came up in a FB post from an ex-banking colleague today, to test your ability to determine if a message claiming to be from your bank is genuine or not. I got all 8 right, as I hope most of the regulars on this board would, but I thought it was quite a tough test.

https://takefive-stopfraud.org.uk/takethetest/

Kim_13

Interesting test, thanks for sharing.

I also got all 8 right. The question 'We will text you from xxx' did make me think, but I went for the correct answer as it wasn't asking for any personal details.

Zanderman

Kim_13 wrote: »

Interesting test, thanks for sharing.

I also got all 8 right. The question 'We will text you from xxx' did make me think, but I went for the correct answer as it wasn't asking for any personal details.

I logged that one as fraudulent because telling me what number they'd text from is meaningless and nowhere near secure. Why would that number be reliable?? They could still be a fraudster and the text from xxx might well be fishing for information in some way. I've never had a message from a bank saying they will text me from another number - and would not trust it if they did.

A poor question imho - which made me doubt the effectiveness of the whole questionnaire.

EachPenny

If you just click on the link in agrinnall's post without thinking about it does that mean you've failed the test before you've even started?

msallen

Zanderman wrote: »

I logged that one as fraudulent because telling me what number they'd text from is meaningless and nowhere near secure. Why would that number be reliable?? They could still be a fraudster and the text from xxx might well be fishing for information in some way. I've never had a message from a bank saying they will text me from another number - and would not trust it if they did.

A poor question imho - which made me doubt the effectiveness of the whole questionnaire.

Couldn't agree more. I also got that one "wrong". I would not trust a message like that.

EachPenny

Zanderman wrote: »

I logged that one as fraudulent because telling me what number they'd text from is meaningless and nowhere near secure.

I nearly said the same - I thought the scam could be designed to make you trust the number, for example by saving it to your contacts. So the message coming after the one with the (fake) transaction details would be the one with the 'payload' - which you'd trust because the number was now considered 'safe'.

I'd still have called the bank and asked them what was going on though... I'm a natural born sceptic

agrinnall

EachPenny wrote: »

If you just click on the link in agrinnall's post without thinking about it does that mean you've failed the test before you've even started?

I did wonder if anyone would think that . It came from somebody that I trust which is why I clicked on it in the first place, but almost nobody on here actually knows me (although hopefully my posting record gives me some credentials).

Shakin_Steve

Zanderman wrote: »

I logged that one as fraudulent because telling me what number they'd text from is meaningless and nowhere near secure. Why would that number be reliable?? They could still be a fraudster and the text from xxx might well be fishing for information in some way. I've never had a message from a bank saying they will text me from another number - and would not trust it if they did.

A poor question imho - which made me doubt the effectiveness of the whole questionnaire.

I fell down on that one too. But at least we can console ourselves in the fact that we were over cautious, and didn’t say yes to a spoof.

Missus_Hyde

My husband found that test online (not FB) and I did it.

Got one wrong, but it was one where it was genuine and I thought it was fraudulent ( I’m very cynical and seldom trust any messages I receive! )

Vortigern

Scored 8/8 but also had doubts about "you will receive a text from..."

Taking that question as two questions, I would not trust the first part because it's an unfamiliar number, and because whenever I receive a text from a bank, it's always headed with the bank's name, not a mobile number.

I'd trust the second part because I've seen similar from Santander and because replying to a text with a Y or N would not give access to my account.

Lorian

Good test. First thing I've seen in a long time worth sharing with people.