Solicitors Contacting Me About Collision Over a Year Ago

Jefferson1228

Good afternoon,

I contacted the cab firm’s insurance company earlier. Once they had identified the claim, the lady on the other end said the claim is still open. She explained that neither company is backing down and the solicitors are probably acting on behalf of the TP’s insurer. If the solicitors are acting on behalf of the TP, tell them to go through their insurer since it’s still under the matters of insurance. I’ve also been told that I would not be liable for any of the costs involved, even if I did lose, due to the fact I’m a named driver on the policy. It’s the TP’s insurer or cab firm’s insurer which will get the mark on their policy. There’s apparently a note on the claim file that they’re trying to claim £8,000 in injury as well.
She told me to ask who they’re acting on behalf and if they do ask if I want to attend court, do so at the earliest convenience. Apparently, insurers try to settle a claim by pushing as far as it can, but rarely ends up in court, but I should be prepared for it nevertheless.

Regards.

Wig

Car_54 wrote: »

That would be rather silly, since he hasn't even received a summons or claim, just a 3rd-hand phone conversation.

Who are Ravenstone acting for? If it's the OP's insurer, then he should be guided by them.

If it's for the TP he shouldn't even talk to them, except to refer them to his own insurer.

Any court claim should be defended by his insurer.

I agree with this.

You should direct any contact to your insurer and not enter into any contact with the other insurer...unless your insurer agrees to it.

It won't cost you a penny (other than your time and travel costs to go to court if necessary), everything will be covered by your insurer should you win or lose.

I'm not sure if there is a requirement to attend a civil court as a witness if it goes to court... I did once attend after about 3 - 4 years post incident date on one of my incidents...I attended because I wanted the record to be set straight, I'm not sure if I was under any compulsion to attend either by my insurer or by the court etc... Perhaps someone here can comment on this.


EDIT after reading latest reply above from OP. Although the insurance was not in your name, I don't agree there will be no "mark" against you. You still have to declare the accident on all your motor insurance policies, where you are a policy holder or a named driver.

Any accidents in the last 5 years = Yes
What was the outcome? Fault, Not at fault, 50/50 or still undecided? = Still undecided.

You can counter claim against the TP for the increase in your premium that this will have caused..and will continue to cause for the next 5 years.