Trampoline damage to vehicle

George_Michael

Mercdriver wrote: »

Haven't we had this post before? Same model of car too. Why would anyone copy someone's situation?

Is the model of car actually mentioned in the other thread?
I've looked and can't see it.

https://forums.moneysavingexpert.com/discussion/5729965

Mercdriver

George_Michael wrote: »

Is the model of car actually mentioned in the other thread?
I've looked and can't see it.

https://forums.moneysavingexpert.com/discussion/5729965

What other car is worth £7k brand new?

girlneedshelp wrote: »

So, I apologized profusely, and agreed to pay to fix the damage, as it was obviously my trampoline and my responsiiblity. The neighbor came over today with an estimate for £2500! Basically, he wants a brand new bonnet, and brand new roof fitted. He said that he wouldn't trust anyone to simply fix the dent and repaint it. It has to be a brand new bonnet and roof fitted, painted, etc., and he only trusts this one particular autobody repair place, which is known to be notoriously expensive.

My home insurance has an exemption for trampolines, so I'm stuck with the bill. My question is this. When a car is damaged, does the owner have the right to demand a brand new replacement piece, instead of having it fixed? The car is only a year old, but was only £7000 new, so I'm having difficulty accepting £2500 is reasonable.

jimjames

bertiewhite wrote: »

Yet another case of the innocent party having to bear the costs.

That's what insurance is for. This is hardly a case of a guilty party for wind damage

Car_54

bertiewhite wrote: »

Yet another case of the innocent party having to bear the costs.

Who do you mean?

On what we know so far, the Dacia owner is certainly innocent. The trampoline owner believes he also is, although he may be judged to have been negligent. Either way, one of the insurers will bear the costs.

scd3scd4

Car_54 wrote: »

Who do you mean?

On what we know so far, the Dacia owner is certainly innocent. The trampoline owner believes he also is, although he may be judged to have been negligent. Either way, one of the insurers will bear the costs.

Spoke to house insurance who stated that any claim would need to be started via neighbour's vehicle insurance before being investigated.

What do you want him to do??

What would you do??

debtdebt

OP, I hope an oversized trampoline blows over your house and knocks your chimney stack over and damages your roof. Let's see how your attitude changes then.

Warwick_Hunt

debtdebt wrote: »

OP, I hope an oversized trampoline blows over your house and knocks your chimney stack over and damages your roof. Let's see how your attitude changes then.

So what are you suggesting, he pays for the repair?

debtdebt

I'm still waiting for your evidence.

Car_54

scd3scd4 wrote: »

Spoke to house insurance who stated that any claim would need to be started via neighbour's vehicle insurance before being investigated.

What do you want him to do??

What would you do??

The OP has already done the right thing by notifying his insurer. He should simply tell his neighbour to direct his claim to them.

bertiewhite

jimjames wrote: »

That's what insurance is for.

That's always the standard answer, and if the premiums don't increase as a result then I'd be in agreement but why should the car driver have to initiate a claim against HIS insurance?

In cases such as this, the onus should be for the house owner to claim on theirs.