Top Bank Accounts Discussion Area

White_Rose_Tight_ThaKnows

Would setting up half a dozen or so new accounts in the 8 weeks between now and when the interest in my Online Saver drops in July been seen as dodgy or put a mark against me?

I just want to spread my money around!!

innovate

No. Get on with it.

Savings1234

does anyone know if the post office are still doing the £100 giftcard for switching? can not find the answer online...

Strapped

Please could anyone tell me which banks offer internet banking where you don't need to have a mobile phone? I ask because I live in a remote area with no reception! So for me, the best bank account is one I can actually use! (I hate telephone banking because I always seem to get the moron who can't type in 3 pieces of data to set up a new SO correctly).

innovate

All apart from Santander.

Strapped

innovate wrote: »

All apart from Santander.

Really? That's a relief then lol.

polymaff

Strapped wrote: »

Please could anyone tell me which banks offer internet banking where you don't need to have a mobile phone? I ask because I live in a remote area with no reception! So for me, the best bank account is one I can actually use! (I hate telephone banking because I always seem to get the moron who can't type in 3 pieces of data to set up a new SO correctly).

Of the banks I use for internet banking, Lloyds, Halifax and TSB verify new payees by an automated telephone system and warn/notify by text. Santander do the same all via text messages. RBS, Natwest, FirstDirect and Yorkshire I've not done enough with to be sure. HSBC, which I do quite a bit with, haven't ever called or texted. Neither has Nationwide.

Of the web systems accessed via a PC, Santander I find the easiest to use efficiently. Then Natwest, Lloyds/Halifax/TSB (same site design), HSBC, Yorkshire and, the worst, a dead-heat between Nationwide and FirstDirect.

White_Rose_Tight_ThaKnows

edit: screw that, open second Halifax Current Account, deposit the £20k, switch it to Santander. I think...

innovate

White_Rose_Tight_ThaKnows wrote: »

edit: screw that, open second Halifax Current Account, deposit the £20k, switch it to Santander. I think...

What would be the purpose of the 2nd Halifax current account if all you want to do is switch it to Santander?

knack92

innovate wrote: »

What would be the purpose of the 2nd Halifax current account if all you want to do is switch it to Santander?

Cashback maybe?