Halifax, Lloyds and BOS closing my accounts

GingerFurball_2

Ed-1 wrote: »

What date was on the letters? Interesting that it's 65 days rather than 60. Maybe because of the Christmas delayed post?

It's still a 60 day notice period - it's 60 days from receipt of the letter, which is assumed as days after the letter is dated. So it's 65 days from when the letter is dated and sent, which is assumed will be 60 days from when you receive it.

Ed-1

GingerFurball wrote: »

It's still a 60 day notice period - it's 60 days from receipt of the letter, which is assumed as days after the letter is dated. So it's 65 days from when the letter is dated and sent, which is assumed will be 60 days from when you receive it.

All letters previously have been 60 days from the date on the letter though.

System

Ed-1 wrote: »

All letters previously have been 60 days from the date on the letter though.

Probably been picked up by their legal department, FCA or ombudsman that 60 days notice (from date sent) isn't really 60 days notice.

PeacefulWaters

The magic number isn't 60 days. It's two calendar months. So anywhere between 59 and 62 days.

Plus second class stamp time.

whats

I've added a few updates to the original post.
Happy ending!

System

whats wrote: »

I've added a few updates to the original post. Happy ending!

What are 3 x HBOS Vantage?

roxy28

Lets have a guess --- BOS Vantage? go on you know this and you know you do, lets play a game

Kim_13

Thanks for the update. It might increase the number who decide to fight it in the future, as I can't recall any success stories previously.

EachPenny

whats wrote: »

I've added a few updates to the original post.
Happy ending!

It's good to hear, congratulations!

Sometimes it pays to stand up to the big guys and ask 'why?'

premierfella

msallen wrote: »

I also have a fair amount of p2p transactions going through my Santander 123 Lite account. I got a(n apparently targeted rather than advertising) letter from them a month or 2 ago highlighting the deals they offer on business accounts, so I took this as an indication that they suspected these transactions were for "non-personal" reasons. I have the whole array of current accounts so I simply moved all my p2p activity to my Club Lloyds instead, but I'm now wondering if I should choose another account instead!.

If you haven't already reconsidered I would. My accounts were closed similarly last year - it seems Lloyds are inept or can't be bothered to do a bit of extra work and actually identify p2p transactions as nothing out of the ordinary. They'd rather just take the lazy approach and lose the customer. It will be interesting to see what level of customer loss makes someone there wake up and smell the coffee.