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MSE NEWSFLASH 19/1
MORE THAN 29,800 MONEYSAVERS HAVE NOW ENROLLED IN THE ACADEMONEY THROUGH OUR PARTNERSHIP WITH THE OPEN UNIVERSITYCOLD WEATHER PAYMENTS TRIGGERED - CAN YOU GET £25 TOWARDS YOUR ENERGY BILLS?
MARTIN LEWIS WARNS HSBC, FIRST DIRECT AND M&S CUSTOMERS AFTER MAN NEARLY CHUCKED AWAY UNEXPECTED CHEQUE
My Over 50's Spending Diary
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I bought the Virgin family train ticket months in advance for one of my niece's wedding which was to take place on 17th February 2018. My niece was forced to cancel the wedding for highly personal reasons. She wanted to refund any losses, but I told her to forget it. I had lots of other stressful things going on in my life, not least health issues, so I just forgot about the tickets until I came across them. I then looked online to find out if I could get a refund for the Birmingham to London tickets and found that I could, minus the £10 administration cost, so I applied for the refund. The London to Birmingham family ticket was non refundable when I booked it because it was £11.80 for the 3 tickets. If you do not apply for a refund for train tickets you lose the money paid, so I counted the refund, as I took the time, made the effort to claim the refund and received the refund. All members of the family who you booked the ticket for has to travel together and if we were not going to the wedding neither of my children wanted to go to Birmingham for that weekend.
I buy branded products where that is my family preference. We will try non branded products or brands which we are not familiar with to make financial savings, but if no one prefers them, we will switch back to the branded products we prefer.
My children like to eat biscuits, crisps, sweets, chocolates etc, so why should I not try to buy them at the cheapest price I can find? (I try to avoid eating these things, because I am trying to lose weight, but indulge sometimes
I do not have time to list all of the products I buy from my weekly grocery shop that are own brand or very inexpensive brands, or branded products on special offer, I just put the total saved each week.
My sister who is also my best friend has very large fingers, so when I find a beautiful ring or other piece of solid gold jewellery that will fit her on eBay at a really good price, I will buy it and keep it for her Birthday or Christmas present.
I bought the easy peelers in M & S to treat myself and my family because I had the last few pounds to use up of a £50 M & S Gift Card that I got from my younger son last year. (It was given to my son by the firm of Solicitors he did work experience with in the Summer of 2017 and he did not want it) They are a much superior quality in M & S from the ones I usually pay £1 for in my weekly online shop or from a roadside 'market' stall, so there was no wastage and they tasted much better than our usual easy peelers, so they really were a welcome treat.
For example, I can see your reasoning for bulk buying some treats for the family. Bulk buying is a very mse thing to do with the proviso that you can afford to put the money up front and that you have the self discipline not to eat them all at once! I know you have both.:)
I think it's really sad that some people live hand to mouth, week to week and don't/can't avail themselves of the savings to be made. I choose to buy milk in our small local Co-op where the milk I like is actually cheaper than Sainsbury's. BUT that's all I buy there unless they have any YS bargains. What saddens/disappoints me are the people I see in there just buying one day/meal's food at grossly inflated prices.
I'm enjoying reading your diary. I'm quite a canny shopper myself and it makes me feel good seeing the amount of money being saved by not paying full price whenever possible.
I agree, it is sad. Some of these people probably don't even have kitchen facilities either. I remember watching that 'slum landlords' programme on the television and I think its outrageous that landlords get away with it.
2 hopper bus journeys worth £1.50 (20th Jan) and another 2 on 22nd Jan worth £1.50
Free cinema ticket for Vue Piccadilly to see a film preview worth £13.49
I got a Free standard bucket of popcorn worth £4.85 when I bought a bottle of flavoured water for £2.09 at Vue Piccadilly with a voucher so I saved £2.76 ( I only ate a little portion of it, I took a large zip lock freezer bag with me and poured the rest of the popcorn into it and brought it home for my children)
Current total = £!751.78
I picked up a Free Evening Standard newspaper on the bus 20p ( I claim 20p because that is the price of the cheapest newspaper I could buy. Before we Londoners started getting a choice of free newspapers, I would buy newspapers only occasionally as the ones I preferred to read like The Times are not cheap but they are the best read)
My friend gave me a lift home from Karaoke which saved me the 75p bus fare home and she also insisted on buying me a bottle of water at Karaoke £1
Current total = £1753.75
I finally got paid my Council tax refund of £207.86 so I then decided that £200 of this refund needed to be spent wisely, so I paid £200 in advance of my Thames Water Bill for 2018/2019.
Boots Bargains:
3 X Boots Vitamin D (90 tablets) on £ for 2 offer. I used my Boots Advantage card points to buy these, so I saved £14.97 :T
Boots Tea Tree, Witchazel and Charcoal Facial Wash was reduced by a third so I saved £1.26 and I saved another £1 with an online voucher which I had previously loaded onto my Boots Advantage card
Poundland Bargains:
10 x Woolite Extra Dark 750ml £20 saving me £19 compared to buying them online from Wilko as they usually cost me £3.50 each and I have to pay £4 P & P. :T I was going to order them in the next few days, as I was running low on Woolite Extra Dark and Wilko is the only place I can usually buy it from, so I took 2 trips up to Camberwell Green to buy the 10 bottles of Woolite
2 pairs of reading glasses for myself saved myself £1.98 compared to the next cheapest similar product in Savers ( I like to have all funky coloured frames to match my outfits)
Mr Kipling French Fancies & Mini Battenburgs, both half price saving me £1
11 X Tubes of Minstrels half price saving me £5.50
Vaseline Original Jelly 50ml saved me 50p compared to the next cheapest price for this item in Superdrug ( 2 doors away) I have started to get very dry lips and a couple of days ago they actually cracked which was painful and this always works really well for me
Terry's Segsations 250g saved me £2 compared to buying the same product in a supermarket
I picked up a free Metro newspaper on the bus 20p
I found 17p roadkill on my Estate. 2 X 5p and 7 X 1p. I was well chuffed at this small haul of coins
Current total = £1803.73
I got £5.06 Bank Account Interest this month
Current total = £1842.10
3 hopper bus journeys on 25th January worth £2.25
Current total = £1880.05
I'm also a big fan of the Boots Vantage card. You do have to be sure that what you buy isn't cheaper elsewhere though so I always compare with Superdrug. I buy my Benefit make up there and when I had my new glasses I got loads of extra points too. I'm impressed with Boots Opticians as they do my favourite Rayban sunglasses.