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Travelling On

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  • greenbee
    greenbee Posts: 17,798 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Skype is dead. Teams is the work of the devil. Webex is difficult. Zoom has 'touch up my appearance' so I look less dead on it. So it's my favourite. 
  • Cheery_Daff
    Cheery_Daff Posts: 17,154 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, exciting to be learning Icelandic!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Very :) though to be honest I haven't done any yet :blush:  I did do more weeding, though - and there's a good big area completely cleared now, so over the weekend I think it's time to start planting out my perennials, including the new ones (yikes).

    Been out for a walk locally with my sister, though we didn't discuss currency in the end, but at least the ordinary hand sanitiser I bought to get free delivery from Lloyds has arrived.  The walk was especially lovely as we got to see all the piglets, and even the *adult* pigs too - as well as the orchard, they have nice big pens, and an area that the piglets can reach but not the sows, as piglets tend to get squashed by their mums sometimes.  

    This afternoon - I reckon I'll do the cards that are due over the next few months, get them done, I can put another tick on the list :) Sweeping the floors might not go amiss either  :D  :o 
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Pootling entailed a bit of research on having a car.  I'm really torn (again) as I've just been watching the three parter on Greta Thunberg put out by the Beeb, but checking finances seemed to be sensible.  I'll just give myself nightmares at the environmental cost if I decide to go for it.

    8000 2nd hand Renault Zoe
    1000 refresher lessons

    550 comp insurance with breakdown cover via confused.com
    0      road tax
    55    MOT
    500  typical repairs in a year
    800  electricity for fuel

    This would mean savings outlay of £9k, then outlay of £2k a year, for however long I had it.  I have space for an at-home charger.

    I just don't know.  I wouldn't spend on holidays the way I have, that's for sure.  But my day to day life would be a lot more pleasant - I could drive to the coast, about 10 miles away, perfectly easily.  The way the roads are round here, I wouldn't dare use an electric bike outside of the town, on the roads between towns, they're all country roads that are only very slightly enlarged.

    Good to know the figures, though.
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,154 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Really useful to see the cost, well done for working it out. I confess I initially thought you were going to have 1000 refresher lessons!! 😮😮😂 you probably won't need 1000! (And I suppose you may well not need £1000 worth but difficult to know without starting!)

    Your insurance would probably come down a lot after the first year. When we first got a second car, I'd only been a named driver, never had a policy in my name before, and the cheapest I could get was £700 for the year. The next year it was about £350, and it's been about £220-250 ever since. 

    You might also find you don't need £500 a year for repairs either, although wise to include that. Some years I don't spend that on my old banger cars, but then it builds up nicely for the many years that I do!

    Do some places still do free charging points, or is that a thing of the past now?!

    Definitely good to know the figures 😊
  • badmemory
    badmemory Posts: 9,632 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I think re the car (talking as someone a bit older) it may be a good idea sooner rather than later even if you only use it for a limited number of things in your week.  Taxis can get expensive & certainly won't be getting any cheaper, but that aside, driving is like riding a bike you don't forget how normally, but the sooner you get back into it the better.
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My friend is on her 3rd Zoe.
    They are great!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • themadvix
    themadvix Posts: 8,759 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Some places still have free charging Cheery, but not sure for how much longer. KC, are the electricity figures based on a cheap overnight rate like Octopus Go (currently 7p/kWh between 12 and 4.30 am.).

    Re repairs, EVs need new brakes, tyres, new wipers and that’s about it… they have far fewer moving parts and cost a lot less in maintenance generally, so hopefully you wouldn’t need that. Mr MV reckons (from his work-related  comparisons) that maintenance should be about 50% of the cost of an ICE vehicle.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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