Max Recovery and Incorrect Default Date

ScaredWitless

cjmillsnun wrote: »

Please stop raising new threads for the same rehashed questions. And stop reporting people for an answer you don’t like and telling people to get lost. Nobody has broken any forum rules. This is a public forum and as long as they remain within forum rules anyone can post here in any thread they want to.

To answer the question. If you have proof of a default date from the original creditor and can 100% prove they are the same debt the you can write to Max Recovery enclosing a copy of said proof and ask them to change it and update the CRAs. Bear in mind most organisations update CRAs monthly or 6 weekly, it may take 2 months from acknowledgement to update.

If they refuse, then write again giving them one more chance before you go to the ICO.

Do not threaten the CRAs as they can only process information given to them by creditors.

Thank you for the kind reply.

I'm currently dealing with the Financial Ombudsman Service over MaxRecovery.

I have raised a complaint with the CRA Noddle and shown an email from the original creditor stating the correct default date should be 1st June 2012.

Be interesting to see what the CRA comes back with.