Januaray NSD Challenge 2018

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  • fatrab
    fatrab Posts: 1,231 Forumite
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    3rd NSD this week for me!


    Tomorrow and Saturday will be spend days but hoping Sunday & Monday will be NSDs.


    Quite enjoying this challenge, really makes the spending diary look very empty! Not too good for the £2 challenge though as hardly receiving any change!
    You can have results or excuses, but not both.
    Challenge - be 14 Stone BY XMAS!

  • LLM2018
    LLM2018 Posts: 194 Forumite
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    #10 Another NSD for me. Posted some parcels from Ebay sale but buyers paid the postage so i'm up to 5/12 so far :)
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • Penny2myName
    Penny2myName Posts: 1,605 Forumite
    First Anniversary Combo Breaker
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    Apart from debt payments which I am not including, today has been a NSD.
    19th March 2007 LBM£5,969.63 1st January 2018 £5960.18, 1st January 2019 £11,032.0018th August 2023 £12,435.00, Student Loan £22244.00 From 2009-12Challenges: To learn to stop spending..
  • fatrab
    fatrab Posts: 1,231 Forumite
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    Morning everyone,


    Today was going to be a spend day, but do you know what? I'm going to try and turn it into an NSD. I should have enough food to last the day. Didn't quite get enough in for lunches thinking I would have something left over from last night.


    But I have a large meal to cook tonight which will be tomorrows lunch also and enough bits n bobs in work (tins of fish and porridge basically) that'll last me until I get home.


    I can do this!


    Its freezing up north today, stay safe everyone :)
    You can have results or excuses, but not both.
    Challenge - be 14 Stone BY XMAS!

  • fatrab
    fatrab Posts: 1,231 Forumite
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    Think I already know the answer to this....


    If I buy something from a well known online auction site and pay with paypal, does it class as a spend when I click to buy or when the money comes out of my account?


    It's a thrifty recipe book btw :)
    You can have results or excuses, but not both.
    Challenge - be 14 Stone BY XMAS!

  • fatrab
    fatrab Posts: 1,231 Forumite
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    Made it through the day. #4 for me.

    Will buy that book tomorrow morning.

    Toughest one yet, could have easily slipped off the wagon today.
    You can have results or excuses, but not both.
    Challenge - be 14 Stone BY XMAS!

  • squanderscouse
    squanderscouse Posts: 172 Forumite
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    7th, 9th and 10th were NSDs for me bringing total so far to 6/15 :)
    Bank Loan 8839/3761.16 Barclaycard4500/£1949.33 Overdraft 2000 /0
    Littlewoods 7000/107.68

    July NSDs 14/15
  • beanielou
    beanielou Posts: 90,578 Ambassador
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    Sorry there has been a lot going on & I have lost count.
    Hope you are all doing well :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
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    Hi,

    Everyone is doing really well this month :)

    I'm up NSD #6

    fatrab - I'd count it as the day you made the purchase
  • fatrab
    fatrab Posts: 1,231 Forumite
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    Deleted_User wrote: »
    fatrab - I'd count it as the day you made the purchase


    I resisted and bought it this morning as today is a spend day anyway, it was only £4 (Used but as new condition). It's the Savvy Shopper Cookbook so should be an asset, and the fact I didn't pay retail price for it is even more savvy!


    Hope everyone has a nice weekend :)
    You can have results or excuses, but not both.
    Challenge - be 14 Stone BY XMAS!

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