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2018 Benbenandme's Next Battle

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  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    £4 from a Pinecone survey :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Last night I have deleted a load of extensions etc from the laptop and it's finally running at a normal speed :j :j

    This morning I have cleared all the surveys out of my inbox. I can finally sit in the conservatory again, I know I shouldn't complain but it's been too hot for me so it's nice to have some rain today :D

    I'm off to Tescos in a bit, I don't want to spend too much as we go away next weekend but the cupboards are pretty bare so I do need some stuff.

    Ds will be home around lunchtime, other than that I'm not too sure yet of todays plans.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So the shopping trip came in at a more than I wanted (£84) but I have got tonnes of dog food, an expensive pack of pens for work, a whiteboard for the kitchen and another 3 bottles of Method cleaner - it's my new guilty pleasure and I now have almost very fragrance they do :o In my defence they were on a 3 for £6 today, so I got the water mint and the limited edition rose gold colour bottle and the floor cleaner that smells like almond. I do need to stop stockpiling them now though as I now have 6 unopened bottles :o:o

    We're having a roast dinner later as the weather is so rubbish, haven't felt like having a roast dinner for weeks! Ds is home now, he's planning an afternoon of gaming. I'm going to be pottering mainly.

    I will also update my to do list as I keep thinking of random bits to add on to it, I just don't feel much like doing any of it :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    edited 29 July 2018 at 4:07PM
    * Clean the car, inside and out
    * Remove curtain fixings from dining room wall
    * Clean all windows inside and out
    * Gut the garage
    * Car boot sale
    * Repaint dining tables and chairs
    * Mend shower
    * Clean carpets
    * Sand coffee table
    * Prepare revision aids for ds
    * Paint decking
    * Gut wardrobe
    * Gut 2 chest of drawers / condense into 1
    * Deep clean bathroom tiles
    * Clean oven
    * Gut food cupboards
    * Gut all paperwork
    * Plan the garden and cut back the majority of it
    * Buy lights for lounge and get them fitted
    * Tonnes of work on the blog
    * Stick whiteboard to kitchen wall
    * Measure and order blinds for lounge window
    * Fit ds blinds
    * Fit lounge blinds
    * Back up laptop
    * Gut medicine box
    * Fix car wing mirror
    * Oil garden furniture
    * Gut airing cupboard
    * Print photos and frame them
    * School work
    * Gut handbag
    * Financial audit - check all dd's and switch if possible
    * Fix outside lights
    * Get quote for tree removal (and get it done if not too expensive)
    * Try to fix conservatory windows
    * Clear area by rubbish bins (compost bags etc)
    * Clean recycling bins
    * Non-car boot clothes to cash for clothes place
    * Plug on freezer in garage
    * Put ds monitor on bracket on the wall
    * Reach £14,000+ in my brothers fund
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    £5 from a bingo offer :beer:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I've had quite a productive morning today, not the morning I planned at all though ...

    I have posted an ebay parcel, I have informed my bank of when I'll be abroad so my card doesn't get stopped ;),I've opened a new regular saver account as the last one was only 12 months and has now run out and lastly I was checking bank accounts and realised ds' main savings account had disappeared :eek: Turns out that even though I had updated my address and I am in charge of ds account as he is under 18, I needed to update his address separately. So as they had had post returned from my old address they had blocked the account. Anyway, a phone call has sorted all that and everything is now back to normal.

    This afternoon I'm going to gut / shred / bin a load of old paperwork and get it back under control.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So, another thing that has been in the pipeline for a while ....

    Each year I but a load of cards from Phoenix Trading to last me the year, I discovered recently that the company has stopped trading, (due to expansion in the US that didn't work out), however it has been relaunched under a new name - Flamingo Paperie. I have looked at their starter packs and am trying to decide whether to give it a go (probably a yes) and if so which starter pack to go for ....

    So basically the cards retail for £2 each or £1.60 if you buy 10. They really are great quality and actually work out cheaper often than supermarkets these days. I genuinely have been buying them for years so it is a product I truly believe in (unlike a lot of the aloe vera / herbal type products). You can just sell them online if you choose, or you can do the usual parties / fetes / brochure drops etc, however I think I would concentrate on online sales and maybe selling at work.

    Other news today - my child benefit payments are made every 4 weeks so this is the one month a year where i get two payments, the second of which arrived in my account today, so that has been whisked off to my brothers fund :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I used to buy a LOT of their cards.
    As you say great quality.
    Used to be a wee bit different too.
    I would definatly give it a go.
    I am sure you will do really well especially at school.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just had a wee look.
    You could go for the £95 pack & see how it goes :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thanks Beanie, I was thinking of starter pack 2 :)
    At school it would be just staff, (kids don't have book bags and we don't do a fete type event at the moment), but we do have 150+ staff and I think it would be a small regular stream of business. We do have someone who comes in from the Book People and they regularly get orders from about 10-20 people every month. Even if it was just the admin lady who has to nip to Sainsburys for all the new baby / new home / get well soon / sorry you're leaving cards throughout the year for the staff, that would all help! :D

    I think I might give it a go - each month I put £100 into my household budget, for unforeseen emergencies / decorating costs etc. Perhaps this month I spend it on the starter pack instead? :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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