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2018 Benbenandme's Next Battle

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  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thankyou Beanie :T Sometimes I lose sight of it as it's just chucking the odd £3 in here and there from bets, but it really does add up. I moved house just over 2 years ago, started my brothers fund off with £5k of savings but have still managed to save £13k in 2 years (& pay for our holiday last year). It still all seems impossible though, but I guess the figures speak for themselves and I am getting there :)

    I've been for my run this morning, it was tough today - I was okay for about 20 minutes but the last 5 minutes were tough. That's where the progress is made apparently by pushing yourself through that bit, but it wasn't too much fun. I get a day off from it tomorrow then another 25 minutes on Sunday.

    Waiting for the hot water now (forgot to put it on before I went out), then a shower then a chilling day - ds is off to work, I plan to potter, get ready for a new month, maybe find some bits to go on ebay.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So I've double-checked the end of month banking stuff and I still have £44 left over :j :j I'm not planning on any spends today (but never say never). Now I need to decide whether to treat myself to a new pair of trainers or to chuck it in the holiday fund. I think it will probably be the latter :D

    Now I need to move some bits around and prepare my budget for June.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    edited 31 May 2019 at 11:12PM
    So I've managed not to spend any money today, but there was £20 that went out my account that I'd forgotten was going, so £24 is heading for the holiday fund :D I've also been paid today, so am moving the £100 that normally goes into my brothers fund from my wages into the holiday fund too, so that means I've got £2010 to find now :)

    I have listed one item on ebay, I need to get on that a bit more tomorrow, I ended up having a nap today and have just not felt like doing very much at all.

    Tomorrow ds is going to his Dads (swapped a weekend), I will be changing the bedding on both beds, doing some betting on the Champions League final and digging out my 30 day Shred dvd from the garage as I want to try and do that every day in June. It does feel a bit retro, but I know it is quick and has fab results.

    I also need to get back on my Swagbucks starting tomorrow - this month I lost my mojo half way through the month, I need to get it back again ;)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    This months mortgage payment has gone out, signature adjusted.
    Off to take ds to the station now, my bed has been stripped, will do ds's bed when I get back.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Both loads of bedding have been washed and dried, various bets have been done for tonights game. I went out for lunch with Mr S and have got sunburnt on my right arm, so lots of cream rubbed in to try and cool it down. Mr S has gone to the pub to watch the footie, I didn't want to go with him as he is a very passionate Spurs fan and will be hammered later and I hate seeing him drunk. I also want to do my run in the morning nice and early before it gets too warm, so will need to be in bed at a sensible time and up at a silly time tomorrow :rotfl:

    Spends today = £2.85 on bread, eggs and mints earlier, then £14 on lunch / drinks.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    £20 profit from Champions League bets tonight. A couple more little free bets to come in over the next few days, but that's a nice bit to chuck in the holiday pot again. Roll on the new season in August :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Whoop whoop, signature updated and I'm now over half way with the holiday fund :D:D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • beanielou
    beanielou Posts: 95,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Whoop whoop, signature updated and I'm now over half way with the holiday fund :D:D

    Excellent :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I've been for my run - it was 25 minutes straight today but I had to walk for about 3-4 minutes as my legs felt like lead. I'm guessing it's because I started the 30 day Shred yesterday. Never mind. I did manage to run the last couple of minutes and I covered literally the same distance as last time when I didn't walk any of it, so I was probably going a bit too fast for the first half of it too.

    Glad I'm up early today as I often sleep in on the last day of the holiday and then have trouble sleeping at night.

    £6 interest in one of my accounts this morning, off to the holiday fund with that :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Great news on your holiday fund - over half way already thats amazing!!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
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