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Save a penny a day 2018
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£13.30 this week, taking me to £88.62Not buying unnecessary toiletries 2024 26/53 UU, 25 IN0
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Is everyone actually collecting coins in a pot for this?
I have started to do that as I thought physically seeing it at the end of the year would be cool!
On the other hand I am going to start struggling soon to find the cash without withdrawing money from my bank account to put in the pot which sounds counterproductive!!
Just wondering whether I should open a savings account and put it straight in there from my bank account each week! Downside is I won't be able to surprise my other half with a jar of money at the end of the year, but upside is I will be earning a small amount of interest on it and I will be more able to keep up to date and transfer money across regularly!Grocery Challenge 2019 YTD-£820.46/£7200(11%)
Grocery Challenge Feb - £93.10/£600(16%)
£12k in 2019 #: Monthly Saving Accounts £500, Cashback & Competition Sites £2.59, Shopping Saving £152.09,Selling £121.26, Interest & Dividends £43.93, Surveys £0, 365 Day Penny Challenge # £103.44
Total Saved - £923.31/£12000(8%)0 -
Is everyone actually collecting coins in a pot for this?
I have started to do that as I thought physically seeing it at the end of the year would be cool!
On the other hand I am going to start struggling soon to find the cash without withdrawing money from my bank account to put in the pot which sounds counterproductive!!
Just wondering whether I should open a savings account and put it straight in there from my bank account each week! Downside is I won't be able to surprise my other half with a jar of money at the end of the year, but upside is I will be earning a small amount of interest on it and I will be more able to keep up to date and transfer money across regularly!
I use a savings account and transfer into it every weekend. Its easier than taking from my cash, and it may accrue a small amount of interest.Not buying unnecessary toiletries 2024 26/53 UU, 25 IN0 -
I have opened an account for it now!
Transferred my total in which now stands at £51.72!
Grocery Challenge 2019 YTD-£820.46/£7200(11%)
Grocery Challenge Feb - £93.10/£600(16%)
£12k in 2019 #: Monthly Saving Accounts £500, Cashback & Competition Sites £2.59, Shopping Saving £152.09,Selling £121.26, Interest & Dividends £43.93, Surveys £0, 365 Day Penny Challenge # £103.44
Total Saved - £923.31/£12000(8%)0 -
Is everyone actually collecting coins in a pot for this?
I have started to do that as I thought physically seeing it at the end of the year would be cool!
On the other hand I am going to start struggling soon to find the cash without withdrawing money from my bank account to put in the pot which sounds counterproductive!!
Just wondering whether I should open a savings account and put it straight in there from my bank account each week! Downside is I won't be able to surprise my other half with a jar of money at the end of the year, but upside is I will be earning a small amount of interest on it and I will be more able to keep up to date and transfer money across regularly!
I collect coins in a pot but you will need a very big pot to fit the whole year in I think! As I get enough coins in each denomination I bag them up and then once a week or 2 I have been popping to the bank with the bags to deposit, can only do 5 bags at a time so it works out fine that way. Once in the bank account I move it straight over to a savings account appropriately named "Shrapnel"
My weekly check in, been a steady week for me.
#13 £76.10/£667.950 -
Is everyone actually collecting coins in a pot for this?
I have started to do that as I thought physically seeing it at the end of the year would be cool!
On the other hand I am going to start struggling soon to find the cash without withdrawing money from my bank account to put in the pot which sounds counterproductive!!
Just wondering whether I should open a savings account and put it straight in there from my bank account each week! Downside is I won't be able to surprise my other half with a jar of money at the end of the year, but upside is I will be earning a small amount of interest on it and I will be more able to keep up to date and transfer money across regularly!
I have both a savings account and a pot in my office for my spare cash. I transfer some money when I get paid and take the coins to the bank when I have enough.
I had those tins that you had to open with a tin opener last year (they are awful to open) I ended up with 2 of them, but I had put notes in as well as coins.JAN - £208.56/£250 NSD-8
FEB - £121.51/£200 NSD- 1
Penny a day challenge #001: £200.79/£667.950 -
just a quick update to say I'm regularly putting in my save a penny a day tin. I've literally been emptying my purse and putting half of the change in there that I have each day. Sometimes it's like £1 or £2, sometimes its £4.50 - depends what's in there. Mum gave me a fiver she owed me yesterday and I put that straight in there. I have no clue how much I have in there now. I'm just making a determined effort to save something every day at least the minimum on the date in question - and that way I will have a nice surprise to open . I'm going to try and get a bit ahead as I want to use this fund for christmas expense 2018, so I plan on opening it 1 December.
What's the grocery spend challenge? I'll have to look into that one. x 1P Challenge #1 £1.71/£667.95
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What's the grocery spend challenge? I'll have to look into that one. x
Look up February grocery challenge in the forums - lots of chat and ideas are thrown around there, just motivation to keep on top of your grocery spending! There is a new group set up for each month so feel free to join us any time! Grocery Challenge 2019 YTD-£820.46/£7200(11%)
Grocery Challenge Feb - £93.10/£600(16%)
£12k in 2019 #: Monthly Saving Accounts £500, Cashback & Competition Sites £2.59, Shopping Saving £152.09,Selling £121.26, Interest & Dividends £43.93, Surveys £0, 365 Day Penny Challenge # £103.44
Total Saved - £923.31/£12000(8%)0 -
Just updating for the week, total is now at £66.48, all transferred into my new saving account Grocery Challenge 2019 YTD-£820.46/£7200(11%)
Grocery Challenge Feb - £93.10/£600(16%)
£12k in 2019 #: Monthly Saving Accounts £500, Cashback & Competition Sites £2.59, Shopping Saving £152.09,Selling £121.26, Interest & Dividends £43.93, Surveys £0, 365 Day Penny Challenge # £103.44
Total Saved - £923.31/£12000(8%)0 -
Have put away £10.36 this week, taking me to £98.98Not buying unnecessary toiletries 2024 26/53 UU, 25 IN0
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