January | Penny Pincher Challenge

worklifebalance

At work yesterday and off sick today as I've come down with a bug but still keeping an eye on the money. 11 points over the 2 days

dizzytina

Good day for me yesterday. I went to the supermarket for some bits and only used cash. 1pt. I followed my meal plan 1pt and i used chicken up from the freezer 1pt. I checked our bank account online 1pt and i resisted buying any clothes whilst out 1pt and did no online shopping 1pt :-) I cleared out 2 more drawers full of items and took 3 bags to the charity shop 1pt. I also listed 3 items on Facebook selling site and have sold 2 of them 1pt. I ran 1.6 miles last night so another 1pt there :-)
9Pts in total for yesterday

Tollycat

I see that there are a few deals around to join this January 2018: Bella mag, The Mirror this weekend and some on their website. Which is the best financial deal? I find it too confusing🤔

starting_again_in_the_sun

8 points for me today.
Still haven't used slow cooker or had a NSD but it's the holidays so I'll let myself off .

rosieraspberry

Late joiner here. This is my 15:
1) Always use loyalty cards when shopping
2) Always scan receipts through shoppix on the date of purchase for the extra bonus points
3) Earn as many swagbucks as possible
4) Shop around to find best deal when making a purchase
5) Meal plan
6) Do smaller shops
7) Sell unwanted items
8) Avoid buying alcohol, snacks and chocolate
9) Avoid withdrawing cash
10) Keep on top of grocery account - do not overspend on the food shop
11) Get more items from Shopmium and Checkoutsmart
12) Plan gifts in advance and where possible use amazon vouchers from swagbucks
13) Use pricey lotions and potions sparingly
14) On payday put bill money in high interest account until the day before direct debits are taken and keep a strict diary so there are no mistakes
15) Time showers to help keep water bill down (we have a water meter)

villagelife

By catching bus to work, taking my lunch, drinking more water, meal planning, checking and doing surveys and checking banking i have

11 points

Over the last couple of days. Received a layout from a survey site which helps with the motivation.

RhiBi

1. Save all spare change

4. meal plan
5. set a target for a specific amount of No Spend Days (3 per week)

7. Check bank accounts frequently

10. Create a shopping list & stick to it
11. Only go shopping when there is 3+ items on the list
12. Stop buying branded food
13. Give yourself a limit to spend
14. Create a budget
15. Use left overs / search for cheap meals

19. Reuse shopping bags

Super pleased with my 11 points today.

I went to Aldi with my list and stuck to it. Last night I sorted through my freezer and made a list of everything that’s in there, of which there is lots! So my shopping came to £37.70 as I bought things to go with the meat in the freezer. Meals and packed lunches are planned for the week, so it’ll just be things like bread and milk through the week now!

starting_again_in_the_sun

7 points for me today. Finally managed a NSD .

Off to the sales tomorrow then back to normality on Monday .

Hope everyone is having a lovey weekend.

iammumtoone

Poping in to say I am still about. Had a terrible few days which lead to overspending I did get some really good bargains in the sales but feel guilty as whilst it is stuff I like I didn't actually need it.

Never mind I can't change it and have to resolve to put it behind me and start again. This has been my problem in the past I have a few bad days and just give up.

keggsy

Hi All,

Sorry I have not updated for a few days:

So from the 4th to the 6th...

I have checked our bank account everyday...3 Pts
I went shopping on Friday and out yesterday and didn't buy any bags...2 Pts
Managed to save 2 £2 coins...2 Pts
Used cash instead of my card....2 pts
Had 1 NSD.....1pt
Created a meal plan for next week....1 pt
No spends on Amazon.....3pts

14 points!

I'm doing pretty well, I am still motivated which is great.

I did have to spend some money yesterday on some new school trainers for my DS (he's 6). He forgot to bring his PE kit home at the end of term, he brought it back home on Thursday so I could wash it for tomorrow. When I emptied it I found there were no trainers.

I asked him where they were and he said he lost them a few weeks ago and has been doing PE in his school shoes!!!!!!!! His £45 school shoes...I thought they looked a bit grubby at the end of term. He's checked lost property but no luck. £12 spent on a cheap pair yesterday.