As he is earning well and therefore paying off a high proportion of his loan, I am wondering if he is likely to have paid it off before he is 50. In that case is he better off paying back straight away because of the interest rates?
Forgetful wrote: »
yes I understand about recaliming if u have paid back too early.
but the amount u have paid will be deducted from the amount u owe.
but then if u reclaim the amount u have paid early does this get added back onto the amount u owe or does it stay off.
Ie: i owe £30,000... i paid early £400... i reclaim this early payment... but then wat do I owe still?? £30,000 or £29,600??
Gemini18189 wrote: »
Upon completing my undergraduate degree I then did a 1 year postgraduate certificate in Education, both of which I received student loans for.
Which April would I have been due to start repayments (providing I was earning above the threshold)- the April following completion of the undergraduate degree or the April following completion of the pgce?
yeslek wrote: »
Do we have to call? To check?
I worked full time whilst at uni and was on wage so some months i’d Pay even though technically my yearly wage was under the threshold for repayments (I was on min-wage or just above for years)
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