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What to charge my boyfriend in rent?
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I'm also not sure about this being the best mortgage deal out there. Our mortgage is around 35%, £113k and £450/month interest and capital, 5 year fixed (4 to go).
I think you could expect (high estimates) bills to come in at 150 council tax, £100 power, no idea what you english pay for water, 30 broadband, 30 buildings insurance, tv/netflix?, something like £100/month into a maintenance fund, then add food, travel, going out, clothing and all the usual. So I think you really want to have a minimum of £1000 left from your wage each month after the mortgage payment. And this assumes you keep your job!
Does it work out any better to live further from the city centre and factor in the added travel cost?0
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