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2018 1% Challenge - 100 ways to make your 1%

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  • #1 now at 91%. Unfortunately this is 91% of my debt repayment target and not total debt, but hey ho!
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • #65 checking in with 41% saved!
    Emergency fund = £734.27 / £1000 :starmod:
  • Payday today. Have paid £325 to CC3, which has taken me to 94% of target.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • #32. Checking in with 14% of debt paid so far this year. Im on target is reach 15% before year end as well.
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • LLM2018
    LLM2018 Posts: 194 Forumite
    Sixth Anniversary 100 Posts Combo Breaker Uniform Washer
    #21 checking in with a small overpayment which means I've reached 77% since the 1st January.

    Only £560 left of my original debt of £2494. Progress has been slow due to starting a new job so funds have been tight.
    When life throws you a curveball, learn to catch it and throw it back! Feb Grocery Challenge/£100
  • Rachel24
    Rachel24 Posts: 214 Forumite
    Part of the Furniture Combo Breaker
    Number 20. I want to change my 1% to £14 if possible please. £46 is too hard for me at the minute and hoping a smaller amount will help. Hoping to get this to 25% at the end of the year! Thanks
  • #15 reporting 16%
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • Hi all,

    Thanks so much I’ve reached my 100% the Overdraft has been paid £500 :-) and I’ve applied for it to be removed from my bank account. The 1% really helped every time I went to spend money I just thought that could be a percentage of my debt off.

    Thanks everyone even though I don’t post a lot I do read and everyone’s stories helped.

    My next aim is the cc at £1684. My 1% = £16.84. Lets go :-)
  • Hi all,

    Thanks so much I’ve reached my 100% the Overdraft has been paid £500 :-) and I’ve applied for it to be removed from my bank account. The 1% really helped every time I went to spend money I just thought that could be a percentage of my debt off.

    Thanks everyone even though I don’t post a lot I do read and everyone’s stories helped.

    My next aim is the cc at £1684. My 1% = £16.84. Lets go :-)

    Well done on reaching 100% :T. Good luck with your next target.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • Rachel24 wrote: »
    Number 20. I want to change my 1% to £14 if possible please. £46 is too hard for me at the minute and hoping a smaller amount will help. Hoping to get this to 25% at the end of the year! Thanks

    All updated :).
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
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