What small moneysaving things will you do this week? W/C 4 December

DawnW

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

DawnW

Morning all
Didn't see a thread, so thought I would start one - hopefully I haven't cross posted with someone else who had the same idea at the same time!

Today's plans:
Washed hair and allowed to dry naturally
HG cooked fruit from freezer for breakfast instead of bought fresh fruit
Get some more fruit out of the freezer (racing DNMS to get one emptied before 21 Dec - I fear she will win :rotfl:)
Walk dog x 2
Find a box to post an ebay item that has just been paid for - there will be one in the garage
Post 2 ebay items, maybe 3 as another finishes this morning and has bids
List at least 2 more items
Some cleaning
Some tidying
Check banks
Check for surveys
All of this is contingent upon whether imminent grand baby decides to make an appearance. If she/he does, than I will have to look after his/her older sister and nothing will get done :rotfl:

carrielovesfanta

Morning Dawn and all who follow


Dawn - your DD will have to get shift on - I'm not sharing my birthday with bubba (it's ok, she has 5 days yet!) :rotfl:


I'm still knackered from the late night Saturday. Apparently doing anything other than going to bed at 9.30 and drinking camomile tea in your mid thirties becomes hellish and you pay for days?!


[EMAIL="B@lls"]B@lls[/EMAIL] to this. I'm going to live as a nun I think.


On the plus side, last night was the first annual showing of the Muppets' Christmas Carol chez Fanta


Just the usual bits and bobs here - not much interesting to post. I should be going to the gym at lunchtime but I'm not sure that I cba... need another early night I think!!

determined_new_ms

Morning Ha ha Dawn I'm nothing if not prepared to trample over my nearest and dearest to win ANYTHING! It is ON woman! :rotfl:

had a bit of a lay in this morning got madam ready and had a power walk back from school. Caught up with a mum I like and had few belly laughs first thing :rotfl:

came home washed up, put WM on timer for later, soaked some chickpeas.

went to lottie and picked chard, a swede and some brussells mmmmm

finalised CC payments so that is off the list for another month. And shockingly this month I didn't leave it until the final minute! :money:

off to work (boo) for 2 hours - on my day off I might add :A. Will catch bus and charge them

need to pick up a few bits - won't be anything for the freezer already got a wrap & 2 pints of milk out...

Ok better go and see if there's anything else that can be released from said freezer....

arc2014

Afternoon all,


I've been away from this thread for a couple of weeks now. You might remember that I was facing unemployment and homelessness before Christmas! Well the good news is that we have moved house! The bad news my job is still not secure, but luckily that's less of a priority at the moment. I'm here for the immediate future and I have received a severance package quote which would put me in a good position if I was to leave. So for now it's back to saving/debt busting!


Today's list:


- Sort all bills for new house (Gas & Electric have already more than halved! :eek: )
- Shop and stick to the list
- Save los from tea for work lunch tomorrow
- Work out how to set the new washing machine on eco/quick wash!
- Only put essentials in the dryer
- Weekly meal plan
- Contest parking fine I bought a ticket but it must have blown off my dashboard as I shut the door. £50 fine! :eek:
- Work down the "To change address with" list, I can't believe so many people need to know where I live! :rotfl:

determined_new_ms

hey arc good to hear you've got somewhere else to live. Hope the job situ sorts itself out very soon

foxgloves

Hello Monday Money Savers,
I felt very Monday-ish first thing.....& I'm not even working! Goodness knows how even more Monday-ish I'd have been feeling if I'd had to get up & go & stand in front of all those classes of kids, like CCL! Respect due, CCL, especially as I bet the kids are all getting de-mob happy now, like the teachers. They'll be even worse when they see some snowflakes (due Friday?)
Well, here's today's list:
*Totally an NSD. Haven't set foot outside the house except to feed the birds & fetch the wheelie bin!
*Two baths from one lot of hot water. Washed hair & let it dry naturally. This must save a bit of energy bill money over a year.
*Two loads of laundry drying on heated airer, which also helps keep the chill off the conservatory over night. Timer set for a cheap overnight wash tonight, too.
*Baked a granary loaf.
*Tidied the freezer & I can join the Dawn/DNMS freezer club, in that there are a lot of oddments in there, but not a lot of meals. Need space for Christmas baking, so enjoyed a good sort out.
*While I was half in & out of the freezer, I decided to do next week's meal plans as well, so am ahead with that.
*Baked some very festive muffins using a pecked apple, some frozen candied peel, some surplus cranberries & the zest from my lunchtime satsuma!
*Made a lentil loaf for tonight's meal.....will also be enough to serve cold tomorrow with jacket potatoes.
*Made a huge casseroles dish of braised red cabbage with apples & froze for Christmas Day (I don't like sprouts) & other winter meals. Kept a portion out to serve with the lentil loaf tonight. It was a totally massive red cabbage (60p from local farm stall on market) so I have more than enough to make some winter coleslaw to go with tomorrow's meal too.
*Made tomorrow's packed lunch.
*Finished my boot socks.
*No downstairs heating on yet, but am about to remedy that.
Cheers all,
F x

DawnW

Not much of y list done today, as DD and little GD came round - no new baby yet!

DawnW wrote: »

Morning all
Didn't see a thread, so thought I would start one - hopefully I haven't cross posted with someone else who had the same idea at the same time!

Today's plans:
Washed hair and allowed to dry naturally Done
HG cooked fruit from freezer for breakfast instead of bought fresh fruit Done
Get some more fruit out of the freezer (racing DNMS to get one emptied before 21 Dec - I fear she will win :rotfl:) Done, Foxgloves has joined the challenge I see!
Walk dog x 2 Done
Find a box to post an ebay item that has just been paid for - there will be one in the garage Done
Post 2 ebay items, maybe 3 as another finishes this morning and has bids Posted 2, awaiting payment for the third
List at least 2 more items Not done, too dark to take photos by the time DD went home
Some cleaning Nope
Some tidying Changed curtains in dining room - not sure if that counts. Put them away in the bottom drawer of a huge chest I have in the sitting room, turfed out a throw I don't like much, and it has gone back to the charity shop from whence it came!
Check banks Not yet
Check for surveys Did one for Ipsos
All of this is contingent upon whether imminent grand baby decides to make an appearance. If she/he does, than I will have to look after his/her older sister and nothing will get done :rotfl:

What I did do, was to take some new stuff to my sales unit while out anyway for the post office. Popped into a couple of CS while out, and found myself a nice winter coat and a cheery red tartan throw. Another throw has now left the house, and at least one coat will be following it shortly!
Walked into town with GD this afternoon to give her mum a break, and to buy some new colouring pens, as the ones I had here had dried up. Went to the toy shop to choose some, although she was 'wow!' she didn't ask for anything else We also looked for cats and Christmas trees, dropped a couple of things off at the CS, had to stop and ask some road men why they were brushing sand over the pavers they had just laid, stopped at the park for a quick play with a little boy called Jamie, and sang The Grand Old Duke of York all the way home. Grandma is exhausted now :rotfl:

Stove lit, had dinner (easy thank goodness, jacket potato, cold chicken and salad), OH took the rest of the chicken off the carcase, which is now in the SC with a carrot, a piece of celery and half an onion to make lovely stock Kitchen cleaned up, and now time to look at some of the other things on my list!

DawnW

Arc, it is good to hear that you have found somewhere else to live. Hopefully the job situation will sort itself out soon

Pauper1

I'd like to join you if I may? I'm just trying to think what DFW things I'd have done today... batched a few extra portions of shepherdless pie for the freezer, radiator shuffled the washing, um... will do better tomorrow!

PurpleFairy26

Late check in, although I did manage to read earlier. Welcome to newbies and hello to regulars. Lets hope the DGD arrival isn't like watching that giraffe last year Dawn :rotfl:
Am also on project use up from freezer, note several random things on list Bet Determined wins though, that name didn't happen by accident

Today's list:
Leftovers to work for lunch
Left over roast in a fry up for tea
2 mini donuts out of freezer for DD lunch box tomorrow
checked banking, updated sheets
Tried to but gift card for a regular spend that I use, though offer was on until today but when I went on realised it ended yesterday - how annoying, cue mental note not to dither about next time I see it
Radiator shuffle, take washing upstairs to put away in the morning. No ironing - my kind of washing
HM fruit bread for breakfast
Leftover crumble for everyone as a Monday treat
Lots of work (again) tonight, but hoping light at the end of the tunnel. Have had notification I've earned bonus so that's good news :A
Must e-mail MIL before I go to bed on a couple of things.

Right off to check up on a couple of e-mails before bed. Night all.