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Pay ALL your debt off by Xmas 2018
Comments
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Afternoon All!
#006 checking in with £304.10/£4000 please Muppets! OHs CC DD came out this morning, leaving only 1 more payment on that account to go
Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0 -
Trying to pay something today £36 thrown at my virgin card.
#16 £201/£5552:j
Stay warm it's cold out there today:eek:
LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/220 -
Hi Muppets,
I'm a debt free wannabe newbie please add me to the forum
#TBC £0.00 / £16,200.88
Total Debt £64,128.89
Made up of
Mortgage Outstanding £47,928.21 (£47,071.79 already paid off but total mortgage only 50% as shared ownership)
Credit Cards £15,134.74
Over Draft £1,065.94
Total Monthly Outgoings £1,132.69
Mortgage £365.58 (repayment fixed 5yrs to Oct22 2.39% interest)
Housing Assoc Rent/Service Charge £512.10
TMP £41.02
Aviva Life Ins £35.21
Prudential Life Ins £35.80
Electric/Heating/Hot Water £51.00
Home Phone/BB/Mobile £49.68
TV Licence £12.37
Gym Membership £29.93
Car Insurance/MoT due this month
Monthly Income:
£2284.48-£1132.69 =£1151.79
Aim to pay off £2036.60 off credit card debt to clear 2 cards this month (sold shares)
Cleared out clutter over weekend plan to rent out spare room Mon-Fri from Mar18
Found £30 in old notes, exchanging at Bank of England 2moro and will pay further £30 off credit card debt
Why do i have so many insurance policies for 1 mortgage!!!!! Note to self try & consolidate to reduce payments or buy a canoe��
BunnyB22
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I've made additional payment of £30, so total is:
# 11 reporting £911 / £12490
Edited because I counted some savings twice, doh!
[FONT="][FONT="] Fighting the biggest battle of my life.
Started 30th January 2018.
[/FONT][/FONT]0 -
checking in with two regular payments going out today totalling £165
#142 £500/£11,000 = 4.5%0 -
Just cleared my first credit card today so now:
#58 £832.01/£4100
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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Hi Muppets - can a former member rejoin to kick the last of the debt into touch please?
My target is £4500 over this coming year. I'll be PADding or sending extra payments in addition to the usual DD amounts each month.
Thanks x0 -
£10 sent towards the Halifax brings my total to £235.44 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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#29 checking in. Currently paid £250.60 / £12,500LBM Aug 2017.
Debt at LBM - £30,055
Debt at highest - £43,148.59
Current debt - £18,880.00
EF - £1,000.00
Challenges
PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0 -
Morning all!
#006 checking in with £329.10/£4000 please muppets little OP to CC from some unbudgeted funds! Let’s just pretend I have not been alternately drowning in debt or only eating toast to try and pay it off for the last 20 years 😭0
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