Pay ALL your debt off by Xmas 2018

abba1772

Blackberrycurved wrote: »

ABBA and Kirsty P. Sorry being a bit thick I get the food shopping thing. I don’t think I can do that but obviously I need to budget for food. I don’t use supermarkets only the greengrocer and fish shop every few days and so it sort of costs what it costs. ABBA what do you mean rounding what account up? I can only pay amounts £10 or over to my cc. Do you save up the bits in cash or on a spreadsheet and then pay it. Apologies for not getting this.

I check my bank account every day so I aim to make a payment a day (PAD) if my account is sitting at £376.51 I'll round my account down to the nearest £10 .........in this case I'll sent £6.51 towards whatever debt I'm tackling. If my account is sitting at £370 I'll aim to send £10 towards whatever debt I'm tackling but it depends on what bills are still coming out like my mortgage etc as I don't want to leave myself short xx

Does that make sense blackberry

A_Random_Man

Muppets would it be possible to change my total to £4100 instead of £10,500 it just that i want to soley focus getting rid of the cards first then my loan so at the moment based on the new calculations i have paid off:

#58 £250.48/4100

kirtsypoos

Evening all,

PAD to CC means:

#006 checking in with £229.10/£4000 please muppets

Blackberrycurved

Yes I understand Abba when my account isn’t in overdraft I’ll do it but at the minute I’m stuck with a Halifax account which charges daily interest so the less I have in on any given day the more they charge me but yes a great idea.

A_Random_Man

Number 58 checking in with a £16.60 payment towards my first credit card so for today i am declaring:

#58 £267.08/£4100

abba1772

£69.78 sent towards the Halifax card and £100 sent towards the barclaycard

Brings my total to £225.44 / £6000

[Deleted User]

Morning

Number 41 checking in, payment of £629.60 paid.

£878.17/£4000

IrisViolet

Hi can I join please.
My target is £8864.02

Thanks!

klbooth

I am not on the front list yet but wanted to change my target anyway. Have a plan now for the year and need to pay off 1 CC and the rest is on another which I think is not doable but will aim for half of that one instead as it is on 24mths 0% so would make sense to get half done this year to be on target. So... total target is £10014, eeek.

£120/£10014

sunshine81

#145 £2844.89 / £19261 (14.77%)