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Pay ALL your debt off by Xmas 2018

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  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    FloydMCD wrote: »
    $12000 here . 2 1/2 months left
    Floyd did you want to join in this years challenge? We run until just after christmas. If you are joining in, what is your target for the rest of this year?
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    £130 dd taken for CC4 today. Whoop whoop I've hit my debt repayment goal for the year :j :j. Still lots of debt to clear, but really happy with stage one of the debt busting mission!
    #29 £12,500.60 / £12,500.
    Congrats on smashing this years target :j:j


    029 :j AdventureWanted
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Hi there
    Don't know why but I am constantly falling behind in posting this year. Thankfully I'm still able to make payments. So bringing myself uptodate for my August & September repayments totalling £1,355.11:

    #23 £5,783.12 / £7,000
    I've found life has got in the way for me this year.

    You're still making payments and that is the most important part. xx
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Nicnak wrote: »
    #71 another £473 paid today so that is £5602/ 10k = 56%

    I'm not going to make the 10k unless I win big! I have separated from my husband so having to pay all the bills. I would have made it if we were still together.

    Could I lower mine to 7k, please? That's still a bit to get up to, but I want to feel like I have achieved something in 2018 other than just failed at everything!!
    Sorry to hear your news. I have lowered your target, which brings you up to 80% paid off. xx
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    motivated wrote: »
    Morning all

    haven't been updating regularly :o

    Anyway the good news is I've managed to hit my goal early :j

    #31 currently at £5000/£5000 :D

    Keep going everyone.
    Congrats on reaching your goal early :j:j
    031 :j motivated £ 5.000
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    mossy wrote: »
    Hey, I've been plodding away with this. I recently started a new job and so earlier this week I cleared the last £850. :T

    #123 £1930 paid off 100% cleared

    I have 'borrowed' some money from our ISA for something else so I need to pay that back. Hopefully I'll have that sorted over the next few months, but the credit cards are all paid off which is fab. :D Now we can start saving for our next holiday! ;)
    Congrats mossy on clearing your debt and starting your new job. xx
    123 :j mossy £ 1.930
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    UPDATE FOR OCTOBER (Sorry it's so late, work has got in the way)
    We paid off £27,714.45 :beer:
    1 Member have smashed their yearly target :j:j

    2 Members become DEBT FREE :beer::j



    For the year we have paid off £414,692.96 which is 35.74% of our target



    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Paid £971.21 in November, total now £13,912.57/£12,000

    I am now calling it for 2018 :) (I like to do it december-november)

    Thank you once again Muppets :) can't wait for next years already x
    You have done amazing this year. :T:T
    See you on next years thread. :beer: I've just set the spreadsheet up, you're added :rotfl:
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    LuckyPenny wrote: »
    #40 £6,916/£6500

    So pleased I've paid off a credit card today as the 0% deal was due to expire. So I've smashed my target. I was unfortunately made redundant, but I've got another job now and able to use some of the money to pay off debts.
    Congrats LuckyPenny on smashing your target and congrats on the new job xx

    040 :j LuckyPenny
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
  • muppets
    muppets Posts: 1,476 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    Not been posting much well not for ages lots of debts piling up and worrying about it. I've kept on with minimum payments though and paid £710 off since I last posted. Since Halifax changed to daily overdraft payments my overdraft has gone from costing £26 a month to £71 a month so that but into my debt busting. I'm getting a basic bank account this week and biting the bullet to borrow a bit more to pay over my £1300 overdraft but at least it's saving over £800 a year in charges.
    Hope everyone is good. I'm hoping to be down to 7k of debt then next year clear that and my 2 x £1300 loans.
    That is crazy overdraft charges. I don't blame you for borrowing a bit more to pay it off. See you on next years challenge. I've added your name to the list already xx
    PAYDBX 2020 - #01 Pd £15,029.29 / £13,140.66 - 114% 🎉

    MFiT-T5 #36
    3-6 mth EF #5
    €2,445 / 11,100
    Mortgage - PD 126,846.35/ 271,495.07 46.72%[ MF was Aug 2038 now Sept 2035 😲
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