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Pay ALL your debt off by Xmas 2018

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  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    #145 £14,556.24 / £19,261 (75.57%)
  • Not been posting much well not for ages lots of debts piling up and worrying about it. I've kept on with minimum payments though and paid £710 off since I last posted. Since Halifax changed to daily overdraft payments my overdraft has gone from costing £26 a month to £71 a month so that but into my debt busting. I'm getting a basic bank account this week and biting the bullet to borrow a bit more to pay over my £1300 overdraft but at least it's saving over £800 a year in charges.
    Hope everyone is good. I'm hoping to be down to 7k of debt then next year clear that and my 2 x £1300 loans.
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    #145 £14,579.24 / £19,261 (75.69%)
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    #145 £14,617.24 / £19,261 (75.89%)
  • spudsmum
    spudsmum Posts: 584 Forumite
    Fifth Anniversary 500 Posts Name Dropper Combo Breaker
    spudsmum wrote: »
    Another £100 to MBNA
    £
    #22 now at £1929/£5000


    Another 13.50 to MBNA

    #22 now at £1942.50/£5000
    Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!
  • spudsmum
    spudsmum Posts: 584 Forumite
    Fifth Anniversary 500 Posts Name Dropper Combo Breaker
    spudsmum wrote: »
    Another 13.50 to MBNA

    #22 now at £1942.50/£5000

    Another £62.50 to MBNA

    #22 now at £2005 :j
    Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!
  • Hello, so close to the end I can almost smell it! Hoping to be debt free by the end of the month!

    #91 £3302 / £3500 (94.3%)
    Total debt at LBM = £4861.03

    DFBXmas2018 #91 - £3342 / £3500 (95.4%)

    HTB ISA - £0 withdrawn for house purchase! :D
    Wedding Fund £2550 / £5000
  • Hi, I like the sound of this and would like to join in, in 2019.

    How does it work? Do you include your minimum payments in the amount or is it on top of your MP?

    Thanks
    Barclaycard: £4,217.55/£5 = 0.11% | Tesco £3,810.55/£3,770.55 = 1.05%
    Total: £8,027.80/£5 = 100%/0.06%
    Mortgage £99,692/£51,652.33 51.8%
    Car Loan: £9,217.20/7,527.38 81.67%
    My Money Managing Ways
  • £139 paid, taking me to #29 £13,390.60 / £15,000.
    LBM Aug 2017.
    Debt at LBM - £30,055
    Debt at highest - £43,148.59
    Current debt - £18,880.00
    EF - £1,000.00

    Challenges
    PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hi, I like the sound of this and would like to join in, in 2019.

    How does it work? Do you include your minimum payments in the amount or is it on top of your MP?

    Thanks

    Whatever payments you put towards your debt are counted towards your total xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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