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Pay ALL your debt off by Xmas 2018
Comments
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            #145 £8630.64 / £19261 (44.81%)0
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            Hi guys :hello:
 Sent £70 towards the Halifax only minimum payment but it'll be getting tackled properly in July xx
 Brings my total to £4152.74 / £6000NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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            #29 checking in with £6,255.60 / £12,500LBM Aug 2017.
 Debt at LBM - £30,055
 Debt at highest - £43,148.59
 Current debt - £18,880.00
 EF - £1,000.00
 Challenges
 PAYDBX 2021 - #29 Pd £2,355 / £8,000 PAYDBX 2020 - Pd £6,459.00 | PAYDBX 2019 - Pd £16,945.60 | PAYDBX 2018 - Pd £15,010.60.0
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            And again with another payment of £11.50
 #22 now at £775.50/£5000
 Another £24 to MBNA
 #22 now at £799.50/£5000Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!0
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            Cleared another debt this month :j:j
 MAY FIGURES: total paid this month is £1060.98 - meaning YTD total is £13869.38/ £18694.38 (74.2%) for #15
 Running update:
 (OH) VW 9580 - repay all/ May paid 0/ YTD Paid 9580 :j :j
 (me) HMRC 565.40 - repay all / May Paid 0/ YTD paid 565.40 :j :j
 (OH) PO CC 3339 - repay all / May Paid 900.00/ YTD paid £3339 (100%) :j :j
 (me) Hlfx CC 5209.98 - repay all / May Paid 160.98/ YTD paid £384.98 (7.4%)
 Totals: 18694.38 / Mth paid £1060.98/ YTD paid 13869.38 (74.2%)
 Just the Hfx CC left now :T and have around £100 towards it so far for June - it WILL be gone this year!
 Also haven't had anything through from Tax Credits as to whether I owe them money - must get paperwork together and phone them.... argh!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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            4245/10,000
 No 75.0
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            #145 £8830.64 / £19261 (45.85%)0
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            Getting really itchy feet about posting again although I've absolutely nothing to report since last time - sorry everyone.
 But I had a sort out this morning and listed a load of stuff on fleabay, fingers crossed it sells. Also have some jewellery I should sell as I never wear it. That would go straight to the debt.
 So I can only report what I already reported a couple of weeks ago:
 #98 paid £2565/£7565 (so £5000 left).OSWL (start 13st) by 30Jun20 6/10
 £1/day Xmas'20-62 £214/£366 saved
 Grocery Challenge Jun £742/£320 spentHomeowner wannabe by July 2020 - WooHoo!!
 Starter Emergency Fund £1000/£1000 saved0
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            Number 17
 i haven't been here for a while but I will try to sort my figures out tonight. I'm struggling since Halifax started charging daily rate for overdrafts. I used to pay about £30 a month and I was chipping away at it. Over the last few months I've paid £57 for the same agreed overdraft I've never gone over it, any ideas how to sort it. I can't afford to pay it off it's £1700 and I got it down to average £1400 now it's back up.DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 490
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