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2018 Mortgage-Free Wannabes

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Comments

  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting an OP for February of £731.50. Thanks Hiddenshadow
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    #42 Figure for Jan of £258
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    MM10 wrote: »
    #146 reporting a January overpayment(+ principal) of £3000. (Lots of overtime work in the last months of 2017:) )


    Hidden Shadow, please do you have any numbers still free under 10 or 20 ... have a scrolling issue on my ipad

    #5 is free for you. :)
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    NayJay wrote: »
    HI there

    Am I able to join in this mortgage free club? what do i need to do? where do i sign?

    Welcome. :) You're #146. What sort of goal do you have for the year?
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    VDOT47 wrote: »
    Is it too late to join for this year?


    Mortgage at 1/1/18 was c£262,000 (not got exact figure to hand) and the aim for 2018 is to overpay £20,000 (helped by a large overpayment already made in January thanks to a money transfer of £10,800).


    January update - Overpayments of £11,705 (this figure includes an approximation of what the overpayment created by my standard DD is due to the slightly reduced interest each month - how do people normally calculate this?).

    Welcome! You're #9. :)
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 1 February 2018 at 10:24PM
    Number 157 reporting in with and overpayment of £639.62 plus an off set benefit payment of £70.20 for January :j

    Total payment £1,478.82/£15,00)

    PP xx
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    hello, can you put me down for £215.26 for January please, thanks (number 105)
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Simon1999
    Simon1999 Posts: 14 Forumite
    Seventh Anniversary Combo Breaker
    edited 4 February 2018 at 10:58PM
    Hi Hiddenshadow.

    I'm new to the overpaying thread.
    I'd like to join in please.
    I plan to O/P £10K in 2018,

    Thanks

    O/P total for Jan 2018 £877.51
    O/P total for Feb 2018 £243.50
  • Morning
    2018 MFW #138 £50.00 paid today
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #79 reporting total overpayments for January came to £138

    Thanks and have a great weekend everyone! :D
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