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2018 Mortgage-Free Wannabes

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Comments

  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another 10 today.So 14 for this month.
    No 144.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lomcevak wrote: »
    #11 with an initial OP of £1004.03 for December, think that's £15,612.58 for the year so far so target reached :)


    #11 with a final OP of 2018 of £600, so £1604.03 this month, and £16,212.58 for the year. Doesn't score too well on the neat round numbers front, but between OP's and normal payments i'm happy to have taken over £26k off the mortgage this year, and will start 2019 by dropping down into the £5x,xxx's - the end's in sight :)



    Onwards and downwards :D
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello :wave:

    #157 reporting a capital reduction of £1,874.82 for November:j

    Good luck for December everyone :)
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Lomcevak wrote: »
    #11 with a final OP of 2018 of £600, so £1604.03 this month, and £16,212.58 for the year. Doesn't score too well on the neat round numbers front, but between OP's and normal payments i'm happy to have taken over £26k off the mortgage this year, and will start 2019 by dropping down into the £5x,xxx's - the end's in sight :)

    Onwards and downwards :D

    How fantastic Lomcevak to feel starting 2019 in the £50ks
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Just wanted to say that (with hiddenshadow's permission, of course! :) ) I've started a 2019 thread for everyone who'd like to take part again next year: [URL="https://forums.moneysavingexpert.com/discussion/5935326you go[/URL].
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 338 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi!

    #46 reporting in.

    It seems I omitted to update November too!

    £250 for November and so far the same for December as well.

    Total OPs for the year £11,415.16. not bad against a target of £5,000.

    I need to plan my OPs for next year. Anything left in the Pots after Xmas will go into savings.


    Thanks for this thread!

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    All up-to-date for 2018 spreadsheet :)

    We should easily break the £700,000 barrier before year's end and even possibly reach £750,000 as the finals trickle in :beer::T
    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
  • beanielou
    beanielou Posts: 95,664 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    pawlala wrote: »
    All up-to-date for 2018 spreadsheet :)

    We should easily break the £700,000 barrier before year's end and even possibly reach £750,000 as the finals trickle in :beer::T

    Thanks for all your hard work:A
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • katsu
    katsu Posts: 5,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    #59 reporting £19,900 December overpayment.

    Thanks to :money: and all of you we are now MF! Had some unexpected changes in circumstances, so decided we would use the money to pay off our remaining mortgage.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Congratulations katsu, that is absolutely amazing! Well done! :j:T
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