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2018 Mortgage-Free Wannabes

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  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edited 16 August 2018 at 12:04PM
    My taget is reached for this year :j
    My new ( & last) fix should kick in sooon.
    Thanks so much for all the support.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    My taget is reached for this year :j
    My new ( & last) should kick in sooon.
    Thanks so much for all the support.

    That's incredible, well done beanie! :j

    #50 here, reporting another overpayment of £50, which means our total for August is currently at £800. :)
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Everything up-to-date. A quick reminder if you have a) the inclination and b) 5 mins to
    pawlala wrote: »
    I wonder also, if you have a neighbour on the spreadsheet who is lots behind or hasn't even started, drop them a friendly PM to catch up. Even offer to cut their grass for them :p

    Then we can really see some juicy accumulated MFW2018 figures in the totals come the end of the year. So far we're at £481,143.81

    Enjoy your weekend!
    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
  • ang4k
    ang4k Posts: 61 Forumite
    Hi

    An overpayment of 100 pounds making 700 total for August for no 17. That will be all for August no more extra funds expected.

    Thank you x
    Ang4k
    MFiT-T4- reduce mortgage from 61000 to 40000
    2018 MFW no 17 : 8000/10100.00. 2019 MFW no 17: 2150/8000
    MFIT-T5-completely clear my £35000.00 mortgage
  • wantabetterlife
    wantabetterlife Posts: 1,296 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Number 26 with overpayment of £425 for August :j:j. Thanks
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi Pawlala. Thank you for keeping the thread and spreadsheet going. A small OP for me of £23.85 making


    #182
    August - £23.85
    YTD - £467.13
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #50 here, with another £50 overpayment, bringing the total for August to £850 so far. Sorry for the drip-feeding this month btw, I seem to have lots of random bits of income this month. Hope it's not too annoying to keep on updating x
  • clairebear_london
    clairebear_london Posts: 9 Forumite
    #161 reporting in - over-payment of £250 for July and £150 for August (so far), so a total of £400 overpaid. Slowly slowly for me at the moment!

    Thanks
    Claire
  • anna42hmr
    anna42hmr Posts: 2,892 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi number 105 here, with another of the regular monthly OPs of £215.26. This means i have a year to date of £1722.08.

    Have also realised that this payment will take me down to the next 10K bracket of the mortgage balance too! sooner the mortgage goes the better. Well done everyone for the OP's to date, is great motivation reading everyones experiences!
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    anna42hmr wrote: »
    Have also realised that this payment will take me down to the next 10K bracket of the mortgage balance too!
    That's fantastic, well done! :j :beer: What a great milestone to hit.
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