Accident - No one in driving seat - still being blamed due to no independent witness!

KP24

Some help please!

I was out week or so ago, about to leave a shop, passengers (2 of them) got into back seats - no one in front passenger or driving seat. I was walking towards car and another car reversed and hit the side of my car.

He got out and we inspected the damage. He said it was his fault and to get a private quote and then will decide if to go down this route or through insurance. I took pictures of the damage to my car and his number plate etc.

Took his details and got the quote, told him the quote and got no further response. Contacted my insurance company, gave them all the details including details of who was in the car at the time. They said they will contact his insurance company and get back to me.

I got a call today saying his insurance company have said he has an independent witness saying it was actually me reversing into his car!! This was obviously impossible as there was no one in my drivers seat and he was the only one present at the time of the accident.

But they are saying as i don't have an independent witness (people in the my car don't count apparently), he actually has the advantage due to this independent witness. And i either find one (there weren't any) or accept that it was my fault and take a hit on my no claims bonus.

I am going to see if there was any CCTV present on the day but this is incredibly frustrating as this person has effectively invented someone who was present at the time to give a statement!

Any ideas on what i can do here?

Thanks.

motorguy

KP24 wrote: »

Any ideas on what i can do here?

Find two independent witnesses, in the same way he was able to find one.

motorguy

Did you take any pictures at the scene?

KP24

Only of the damage to my car

molerat

Where precisely is the damage to "the side" of your car as unless you were reversing sideways .............

KP24

Left, rear passenger side, above the tyre.

gardner1

KP24 wrote: »

Left, rear passenger side, above the tyre.

Well if insurance company see damage above your wheel arch then they might assume.......either your car can drive sideways or the other driver is a lying g1t
Also you say you had 2 rear passengers....you now have 2 witnesses

AdrianC

"His insurance" aren't saying anything.
They are merely relaying the story they have been told by him.

Photos of the damage should show who is telling the truth and who isn't. Your passengers are not independent witnesses.

arcon5

gardner1 wrote: »

Well if insurance company see damage above your wheel arch then they might assume.......either your car can drive sideways or the other driver is a lying g1t
Also you say you had 2 rear passengers....you now have 2 witnesses

Passengers don't count as independent witness'

missile

After hit and run whilst parked I installed dash cams front and back. Saved me £600 to date.

neilmcl

missile wrote: »

After hit and run whilst parked I installed dash cams front and back. Saved me £600 to date.

Thanks for sharing, but doesn't really help the OP, and besides I don't think front & rear dash cams would've picked up a car reversing into the side of the car.