We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
“Rock bottom became the solid foundation on which I rebuilt my life.”
Options
Comments
-
Thank you hsl that is a brilliant idea.
We haven't been for a walk out but hoping to when the weather is dry.
Thank you x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”6 -
Morning
Smalls are doing their school work and I'm pottering about. Its really cold and wet here today. Guess one good thing about staying home is avoiding the weather!
Smalls are going to make Xmas cards to each other later I think.
Hope you're all okay“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”8 -
Christmas cards are a good idea. I know some children at the school I work at have been writing letters and cards to Care Homes.January spends - £587.582
-
Afternoon
Just popping in to say we are all good and healthy still.
I hope you all have a wonderful Xmas despite it probably being different to usual.
Take care xx“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”7 -
Good to hear from you, glad you’re all ok. Hope you and the smalls have a fabulous Christmas xx 🎄☃️I get knocked down but I get up again (Chumbawamba, Tubthumping)3
-
Merry Christmas to you all 🎄🎄🎄January spends - £587.584
-
Good to know you are all getting through it, stay safe and have as good a time as possible
Credit card debt - NIL
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 20364 -
Merry Christmas to you and the smalls. Hope you are coping ok.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
Save £12k in 2025 #1 £12000/£80004 -
Have a happy Christmas.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Love to you all - have a wonderful, cosy Christmas! xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/224
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards