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“Rock bottom became the solid foundation on which I rebuilt my life.”
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Hope you all get a sleep tonight xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
We are home.
However today has been a total disaster
DD is suffering from the same virus and has been being sick and feels dizzy. I've got a sinus infection and look like I've done 10 rounds in a boxing ring.
We've been to out of hours twice! Spent a fortune in taxis and it's freezing
But we're home and we are all happy about that.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
WannabeFree wrote: »We are home.
However today has been a total disaster
DD is suffering from the same virus and has been being sick and feels dizzy. I've got a sinus infection and look like I've done 10 rounds in a boxing ring.
We've been to out of hours twice! Spent a fortune in taxis and it's freezing
But we're home and we are all happy about that.
x
I'm so glad you're home Wannabe :T.
Sorry about DD1's virus and the sinus infection. I hope you both feel better soon and I really hope that littlest DD stays well until Christmas.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I'm glad you're home. Sending lots of get well wishes. xxI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
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20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Morning WB
Great that you're all home, I bet sleeping in your own beds feels lovely doesn't it.
Hope you and DD1 are feeling a bit better today. There's definitely a virus going around, I know a couple of children who've had the sick and dizzy bug - seems to take a few days to get over, although I hope that's not the case with DD.
Sinus is horrible so I hope that clears up for you quickly.
Have a quiet and restful day. Happy December xx 0 -
Afternoon.
Another eventful one. Shropdoc sent me to a&e. Home now with two sets of antibiotics.
It feels like the never ending illness has hit out house! DD is still feeling rubbish and youngest is fighting the steroid fuelled hunger. DS is just avoiding us all like we have the plague.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I'm delighted you are all home, Wannabe, but crumbs to all the illnesses!
I hope you and DD get better soon.
Leave a plate in food of DS's room occasionally and let him baton down the hatches until it passes.
Take care of yourself and the Smalls. XxxDebt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
I've never felt so awful! I actually look like elephant man. I really hope the antibiotics kick in soon. We have several appointments this week too. Plus things on at school for the older two. I feel like I've caught it at the very worst time
In other news. Meal plan I posted is working okay. I've literally blown through the budget. It actually was working really really well until illness crept in. So I'm hopeful next month will be back on track and we will be plodding along again. Limping through till then could prove difficult but got to be done. You best is absolutely desperate to start putting xmas decorations up. I've sat her with some old xmas paper from last year to make things with for now. I have some cards I need to post I should have done last week but didn't get chance so we must do that tomorrow.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I hope you all feel better soon xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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DS sounds very sensible, there are so many bugs around at the moment, a lot you will miss, but being down through the stress of DD in hospital and all the being away from home will have lowered your defences.
Hope the ab;s kick in soon and your son can safely come out of his room Credit card debt - NIL
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 20360
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