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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Good to hear you sounding a wee bit more upbeat.
Long may that continue
Not too long now I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
How long til DS goes away?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I'm glad the DC like their new teachers, that always helps.
It's good news that little DD's new meds are helping her.
DS will love his residential when he gets there I'm sure, it does their confidence no end of good normally. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Afternoon
Smalls are in school. Weekend passed by in a busy blur.
Had a meeting at school about DS residential and it eased some of my worries and his I think.
My anxiety has been awful. It's so debilitating recently. I just can't seem to get control. It's started waking me in the night and I felt so awful at one point early hours this morning I thought I was going to have to ring someone for help
feels so ridiculous admitting that.
I have lots to get on top off which has been building up so I don't think that helps. I need to finish sorting DSs case for his residential. The meal plan is being stuck too although we need more bread.
I don't really have much to update so feel silly popping in with boring updates “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Your health is not boring
~~it is important.
Take care of you xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
WF - anxiety - try this NHS Scotland site for some absolutely brilliant coping mechanisms and workflows to help you to apply logical thought in place of the anxious ones.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Hi WB Sorry to hear you're struggling with anxiety. Glad the meeting about DS's residential has helped to ease some of the worries for you and him. Can't be long before he goes now can it. xx 0
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Talking about anxieties is much better than bottling them up - pleased the meeting answered some of your questions about ds and his trip.January spends - £587.580
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Nothing ridiculous about it, better shared than kept inside, sorry your struggling with it though. Hope DS has a fab residential trip.SPC 0760
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Don’t ever think posting about health issues or any other issues for that matter are boring. There’s always someone who can give advice. Sorry to hear you’re suffering with the anxiety xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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