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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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A good idea to get a citizenship card.
Shame about the cost though.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
E D F aren't on smart meters here which is why they still do readings. They still come and check mine now even though I'm prepayment. I don't think it's every 3 months though.
So I should be able to do it weekly? She did seem confident I should see some savings on the overall cost. I hope so
Yes Tea £5.60 a week better off
Then £2.80 a week from when I need to start paying it again.
I have emailed Paypal asking if the citizens card will be accepted as photo ID. Thank you
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Opps forgot to answer about tax credits.
The hardship form is asking them to lower the amount they take for the 'overpayment' that they'll eventually owe me back :cool: So if they accept it they should pay me more and take less for the overpayment.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hope you hear from the tax credits soon xI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
WannabeFree wrote: »Opps forgot to answer about tax credits.
The hardship form is asking them to lower the amount they take for the 'overpayment' that they'll eventually owe me back :cool: So if they accept it they should pay me more and take less for the overpayment.
Blimey, that sounds like it's keeping somebody in a job at your expense Hope it gets accepted. xx 0 -
Also a big :j to the extra £5.60 per week for the next few months. xx0
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Well done on the extra fiver a week from tv license:money:
Hope dds knees are feeling better.
When does ds go on his residential?January spends - £587.580 -
Hello W,
I,m just back but I've been reading your diary every day whilst I was away.
Good idea to get some kind of photo ID as it seems to be being asked for more and more these days. I don't drive so I have to carry my passport around with me.
Good news about the TV licence. £5.00 a week extra will make a big difference to you.
I pay my gas and electricity bills by direct debit and submit reading at the end on every month. The companies amend the amount either up or down if they think there is going to be a significant change over the year. It certainly saves a nasty shock if you haven't being paying enough.
To be honest, I really don't understand the tax credit thing (does anybody including the tax credit people?) There seem to be an awful lot of people paying back overpayments. It doesn't seem like a very efficient system. Anyway, hope your's gets sorted soon. How are things going with the DLA for the wee one?
Good to see you feeling a bit more positive, xxxHave adventures. laugh a lot and always be kind.0 -
Good Morning
Milann will PM you sorry I totally forgot the other day.
Thank you TF I hope you had a lovely time away. No news on DLA still waiting for a date *rolls eyes* This could still be another 7 months away before we'd even fit in the 'average' timescale for here.
Today isn't as busy but still lots to do! The weather isn't as nice either but that won't stop us
Hope you all have a lovely day
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Morning,
Hope the DLA side is sorted sooner than 7 months, that seems like an awful long time to wait.
Good news on the extra £5 even if it is only for a short while.
Have a lovely day xx0
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