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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Wow that is brilliant. Great news that it is going down :j
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's like a magic trick - it's disappearing before our eyes :rotfl: Looks like it's going to be gone sooner than you thought it would be. :T x
  • Sun_Addict
    Sun_Addict Posts: 24,490 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Very impressive Wannabe :) Just shows chipping away at it works. Well done :)
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you :)

    It will be such a relief once it's gone. Even though things are so tight the CC is still my biggest worry which probably sounds stupid :o

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,859 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thank you :)

    It will be such a relief once it's gone. Even though things are so tight the CC is still my biggest worry which probably sounds stupid :o

    x

    No, it certainly does not seem stupid at all.
    Get rid of that & then the council tax next.
    Things will get better :) x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you Beanie

    I really appreciate all the support

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,859 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Is this the second week of you having to pay the extra 25 quid for the council tax?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 12 January 2019 at 11:05PM
    The extra £25 is to the rent and yeah this is the 2nd week

    Currently paying

    £150 to rent (Goes back to £125 when I've caught up the 6 weeks)
    £12.50 to Council tax arrears

    £25.60 to this years council tax
    £10 Gas
    £15 Electric
    £11.40 Water
    £5.60 TV License
    £1.25 for phone credit (£5 a month)
    £7.50 for Virgin that ends at the end of the month too

    £3 Snack

    This leaves £5 and odd pence for food etc weekly
    Once the rent is finished (4 more to go) £30 and odd pence plus the £7.50 from Virgin.

    The CC was never in the budget :o

    ETA I do obviously have the extra I'm spreading out still this is just the weekly budget of what actually comes in and goes out. Before anyone thinks I went on a spending spree :o
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Cherryfudge
    Cherryfudge Posts: 13,902 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You're doing an amazing job, Wannabe. :j:j:j
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you Cherry, saying goodbye to that CC will definitely be soon
    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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