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“Rock bottom became the solid foundation on which I rebuilt my life.”
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Life is a process of ups and downs, remember that being down is always followed by an up eventually.
Lovely news about the puppy
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At least having them at the same school will be convenient for you. My DC were at three different schools at one time and one holiday they all broke up on a different day, it was a right pain :mad:.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Sorry to hear you are feeling down, hugs xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Hope you have had a lovely sunny day.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Aww wonderful puppy news xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Hope you're feeling a bit more positive today xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Thank you
I just don't think I'll ever learn
All my own fault.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Sounds like a bad day
Whatever you feel about things being your fault, remember you've done a lot of positive things too - like being a lovely mum to your kids, and the help and support you give people here. Sending hugs xx I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Big hugs XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
((Wannabe))
Remember if you do what you have always done you get what you have always got.
Do you think being so low has clouded your judgement?
When you are positive and motivated you seem to manage decisions really well.
I think the other problem is that we all like to see the good in everyone so even if past experience tells us that things wont work out we have that hope inside that actually on this occasion it will be ok.
Are you looking after your health? Are you eating correctly as lack of food means low energy which leads to lack of motivation etc
Are you taking your medication? Do you get another sleep (littlies permitted)?0 -
Eager_Elephant wrote: »((Wannabe))
Remember if you do what you have always done you get what you have always got.
Do you think being so low has clouded your judgement?
When you are positive and motivated you seem to manage decisions really well.
I think the other problem is that we all like to see the good in everyone so even if past experience tells us that things wont work out we have that hope inside that actually on this occasion it will be ok.
Are you looking after your health? Are you eating correctly as lack of food means low energy which leads to lack of motivation etc
Are you taking your medication? Do you get another sleep (littlies permitted)?
Great insight EE , hope you are ok WF . Weather looks like it's turning today.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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