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“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • beanielou
    beanielou Posts: 95,768 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope all went well :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Evening :)

    Thanks all :D She's had the most wonderful day.

    She has one of her friends sleeping over (Don't you love how kids put you on the spot in the worst moment they can?) Although she seems to have chosen a quite one and they are quietly playing upstairs (at this time :o doing nothing for my anxiety about bedtimes :o but trying to remind myself it's a one off!)

    She has some amazing cards and presents.

    Thank you for all the Birthday wishes

    Hope everyone is well, I will catch up tomorrow. Now I'm going to crash on the sofa and not move :rotfl:
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 95,768 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Passes wine :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,082 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad DD enjoyed her birthday xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you :) Both girls where fab, went to sleep quite late but they where in bed quiet. DD had the 'best birthday ever' :D Makes it all worth it.

    I've slept most of the day and now feel a little more human, just as Wednesday is approaching again :cool:

    Want to try and fit doing something in with the kids over half term and DD wants to spend some of her birthday money. Probably do this tomorrow and Tuesday then they will be out Wednesday with my sister and hopefully I can find someone to entertain them Thursday and Friday. I don't want them stuck in bored over half term.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Bills to be paid in February

    Rent [STRIKE]£226.14[/STRIKE] Paid
    Rent [STRIKE]£226.14[/STRIKE] £113.07
    Council Tax [STRIKE]£135[/STRIKE] £130
    Virgin [STRIKE]£70[/STRIKE] Paid
    Electric [STRIKE]£80[/STRIKE] £20
    Gas [STRIKE]£60[/STRIKE] £15
    Bill 1 [STRIKE]£105[/STRIKE] Paid
    Bill 2 [STRIKE]£130[/STRIKE] Paid
    Bill 3 [STRIKE]£25[/STRIKE] Paid
    Bill 4 [STRIKE]£100[/STRIKE] £25
    Bill 5 [STRIKE]£40[/STRIKE] £10
    Bill 6 [STRIKE]£40[/STRIKE] £20
    Bill 7 £135 (3rd March)

    Expensive month then.
    Birthday gifts (Done)
    School trip DD (Paid)
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I haven't received the letter from Council tax yet, however looking at my online account they have accepted the £26 a week.

    Tomorrow I also need to food shop! I still haven't been!!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Sun_Addict
    Sun_Addict Posts: 24,138 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad DD enjoyed her birthday. You're doing well with the bill paying. Fingers crossed the council tax payments have been accepted now.
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • System
    System Posts: 178,355 Community Admin
    10,000 Posts Photogenic Name Dropper
    Hope you manage to get a couple of decent days with the smalls before your next hospital trip.

    Glad DD had such a great weekend.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • I think it has SA looking at the payment schedule it says £19 next Friday and then £26 every Friday after. Should make things easier. That means the CT debt will be gone in 12 months.

    I think it's a bit of an unrealistic target to say I want to clear my rent arrears in that time but maybe 18 months? Will have a play around tomorrow.

    Bill paying is leaving things so tight with the smalls birthdays. Can't wait until this time next month when it's all done!

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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