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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Morning (or not
)
The shift in bedtime routine really worked well!
The girls had a bath first then DS had his shower. Girls where cuddled into bed listening to a story by 7 and then DS was in bed by 7.30. All 3 fell to sleep near enough straight away! Lets home this stops the messing and winding each other (knocking on the walls to each other :cool: Oh to be 6 again
)
Well stay and play didn't happen today I didn't even have the get up and go to get youngest to school
Chicken fajitas for dinner tonight, plenty salad and things.
I need some diet coke, NEED not want. Will send someone on a trip for some later.
Also paid Virgin today before I forgot :rotfl: and sent £4.99 over to the credit card because I used it contactless at hospital yesterday :cool:
Bank balance is very sad now until Friday. To be honest it's going to be very sad for the next 4 weeks or so until the birthdays are out the way. Still need wrapping paper - Christmas paper is likely to be used at this rate.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Use the Christmas paper am sure the kids won't mind.
I had to get dressed today, i am getting very lazy.
Look after yourself.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
Glad the new bed times worked well.
Have a lovely relaxing day (hope you manage to get that diet coke).LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594970 -
Bills to be paid in February
Rent [STRIKE]£226.14[/STRIKE] Paid
Rent [STRIKE]£226.14[/STRIKE] £113.07
Council Tax [STRIKE]£135[/STRIKE] £130
Virgin [STRIKE]£70[/STRIKE] Paid
Electric [STRIKE]£80[/STRIKE] £40
Gas [STRIKE]£60[/STRIKE] £30
Bill 1 [STRIKE]£105[/STRIKE] Paid
Bill 2 [STRIKE]£130[/STRIKE] Paid
Bill 3 £25
Bill 4 [STRIKE]£100[/STRIKE] £50
Bill 5 [STRIKE]£40[/STRIKE] £20
Bill 6 [STRIKE]£40[/STRIKE] £30
Bill 7 £135 (3rd March)
Expensive month then.
Birthday gifts (Done)
School trip DD (Paid)“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Use the Christmas paper for goodness sake - it'll get ripped off fast enough regardless!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Another vote for Christmas paper.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
It's looking more likely by the minute it will be Santa paper.
I haven't moved much today Must do better tomorrow! Just having a coffee and have made fresh hot water bottles. Smalls are all sleeping. No doubt youngest will come and join me at some strange hour.
Remember the post box saga? Well the post arrived back with me today. So confused. Which means £30 returned into my purse, but also means person expecting didn't receive and didn't say anything! :embarasse:naughty:
That means I have a post run to do because I already had a thank you card to post and now I have this and the school photos. It means I'll have to go to the one further away :cool:
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Cant remember the post box saga.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I've been using a postbox ... That's no longer in use
I rang Royal mail after a few things I'd put in never arrived and it was quite full. They must have been to empty it and the 'hole' to post into has now been covered from the inside.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
kWannabeFree wrote: »I've been using a postbox ... That's no longer in use
I rang Royal mail after a few things I'd put in never arrived and it was quite full. They must have been to empty it and the 'hole' to post into has now been covered from the inside.
Oh well.At least you know now.
PO should have surely blocked it up when it was taken out of use.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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