Cycling and skidding into a car

Rolandtheroadie

custardy wrote: »

Yup and a rep stating their opinion and it actually being fact are a very different thing.
The OP on the other hand is confident this is a done deal.....

Definately, but was just clarifying.......

trailingspouse

Whether or not you have insurance cover makes absolutely no difference to whether your husband was negligent. All it means is that, if he was negligent, you have to pay the money yourselves and can't go through the insurers. The negligence issue remains the same.

So - was he negligent or not? If so, then the car driver is perfectly within his rights to claim the £500 from you - and perfectly within his rights to take you to court if you don't pay. His insurers are also within their rights to come to you for reimbursement of the full cost of repairs.

This is why we have insurance. You chose not to have it.

sevenhills

short2005 wrote: »

Really looking for some advice please.
My husband was cycling to work for his night shift and whilst on company property entering the car park he skidded on some grit and stones and was thrown over the handle bars into a oncoming car that was leaving the car park.
Thankfully he was not hurt and the driver asked was he ok,My husband was shaken up and they both decided to log the accident the following day (my husband does not personally know the driver of the vehicle but they both work in the same area of a large industrial site .

If your husband went 'over' the handlebars, I am surprised he was just shaken-up. Over the handlebars would require some speed and stopping suddenly.

System

Tom99 wrote: »

[FONT=Verdana, sans-serif]Skidding on grit is a risk with cycling and does not sound negligent.[/FONT]

Is this new grit applied since he cycled in to work the day before?

AndyPix

And how do you go over the handlebars by skidding on grit :huh:

Teapot55

What caused him to have to brake?

[Deleted User]

lincroft1710 wrote: »

Liquid spillage on a factory floor is very different from loose grit on an access road

It may or it may not be. Either way, H&S legislation is about the need to maintain a safe workplace, not for nitpicking over the difference between liquid and grit. (Nor did I say anything about liquids or factories.)

Retrogamer

short2005 wrote: »

He was not cycling too fast ,it happened because of grit and stones on the road

He fell off because he cycled across grit and stones too quickly. If you cycle over that kind of terrain slowly, you don't fall off.

csgohan4

life is about choices. you chose to save money and not get bike insurance when you needed it in this case.


Insurance is expensive when you don't need it but good when you do.

custardy

csgohan4 wrote: »

life is about choices. you chose to save money and not get bike insurance when you needed it in this case.


Insurance is expensive when you don't need it but good when you do.

Its not even expensive.
£37 a year for up to £10,000000 liability.

https://www.britishcycling.org.uk/thirdpartyliability