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Credit card eligibility checker - beware!

My OH tried the CC eligibility checker just out of curiosity. It won't leave any imprint on your credit profile, it said.

So how come he now has a search from Capital One recorded on his profile on the day he used the checker???

Comments

  • Because it's a soft search that is not seen by anyone apart from him.

    That is how come.
  • MSE_Chris
    MSE_Chris Posts: 212 MSE Staff
    Eighth Anniversary 100 Posts Photogenic Name Dropper
    Hi Jack06019,

    zx81 is right, this is a soft search so lenders can't see you've made these. Soft searches are useful as it allows you to track any searches that have been made in your name.

    I hope that helps explain.
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