Dear Diary

MeenaM

down to the last £746 !!!!! phew!

triple_choc_chip

Wow, that’s incredible :T
I’m aiming to boost my existing emergency fund up to a three months ‘dire emergency’ fund and I reckon it’s will take me until the end of 2020 to do it although that’s because I’ll continue to spend on other things too.
I hope you will celebrate being debt free next month and don’t forget to post it on the debt free roll of honour thread (it’s six years since I posted mine on there) and claim your badge.
This the link to the debt free roll of honour: https://forums.moneysavingexpert.com/discussion/291326
I just went back to find my entry it was on page 43, it’s now 95 pages long!

MeenaM

triple_choc_chip wrote: »

Wow, that’s incredible :T
I’m aiming to boost my existing emergency fund up to a three months ‘dire emergency’ fund and I reckon it’s will take me until the end of 2020 to do it although that’s because I’ll continue to spend on other things too.
I hope you will celebrate being debt free next month and don’t forget to post it on the debt free roll of honour thread (it’s six years since I posted mine on there) and claim your badge.
This the link to the debt free roll of honour: https://forums.moneysavingexpert.com/discussion/291326
I just went back to find my entry it was on page 43, it’s now 95 pages long!

Thank you ! and thanks for the link I hadn't realised that was there , will celebrate for sure , good luck with the EF !:T

CoffeeCakeYarn

You've smashed it, so proud of you!

MeenaM

CoffeeCakeYarn wrote: »

You've smashed it, so proud of you!

thanks! down to £526 now !:j

CoffeeCakeYarn

Crackers! You've done the most amazing job. Hoping that I can come back in 18 months with that sort of news lol

MeenaM

Guess what Diary !!!! I am officially DEBT FREE TODAY !!!!!!!!!!!!!!!!!!!!!!! oh my cannot believe it , 22 months , during that time DH had pay rise, I increased my hours at work and also did all the overtime i could get , still doing it, plus stuck to a written budget ! and it actually worked! so happy !! paid off £27, 527.47 !!!!!!!!!!!!!!! now going to increase emergency fund , pay into retirement and daughter's college fund , plus throw what we can at the mortgage !

MeenaM

CoffeeCakeYarn wrote: »

Crackers! You've done the most amazing job. Hoping that I can come back in 18 months with that sort of news lol

it is totally crackers for sure :rotfl:

I look forward to celebrating with you when you are debt free, you can do it !

CoffeeCakeYarn

Congrats on your debt free! You total inspiration xx

triple_choc_chip

Conratulations!! It’s a great feeling isn’t it? And the ongoing cash to do stuff and buy the things you need is great too.

When I was first debt free, many things were in dire need of replacing or upgrading: the sofas, TV, had been without a dishwasher for 7 years, new towels etc. Not to mention a few new clothes
But it was great to be able to do it over the following year without any debt.

Enjoy your new debt free life :T